Compare the Best
Secured Credit Cards

Do you have bad credit or want to build your credit score from scratch? A secured card can help you establish or improve your credit history. Compare secured credit cards using our unbiased calculator and find the one that's best for you.



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Showing: 1 ‐ 15 of 24 Secured Credit Cards

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M&T Secured Credit Card

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First Progress Platinum Prestige Mastercard® Secured Credit Card


What's good  

  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

What's bad  

  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms
  • Annual fee
  • No rewards
  • No signup bonus
  • No Balance Transfers
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Bank of America® Cash Rewards Secured

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First Progress Platinum Select Mastercard® Secured Credit Card


What's good  

  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History

What's bad  

  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms
  • Annual fee
  • No rewards
  • No signup bonus
  • No Balance Transfers
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Skypass Visa® Secured Card

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OpenSky® Secured Visa® Credit Card


What's good  

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • They have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on their Facebook Fan page. (Search “OpenSky Card” in Facebook.)

What's bad  

  • Annual fee
  • No rewards
  • No signup bonus
  • Foreign Transaction Fee
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Commerce Bank Secured Visa® Credit Card

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Union Bank® Secured Visa® Credit Card

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U.S. Bank Secured Visa® Card

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SunTrust Secured Credit Card

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First Progress Platinum Elite Mastercard® Secured Credit Card


What's good  

  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

What's bad  

  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms
  • No rewards
  • No signup bonus
  • Annual fee
  • No Balance Transfers
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First National Bank of Omaha Secured Visa® Card

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Comerica Secured Visa® Card

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BBVA Optimizer Credit Card

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Bank of the West Secured Mastercard®