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Compare the Best
Secured Credit Cards

Do you have bad credit or want to build your credit score from scratch? A secured card can help you establish or improve your credit history. Compare secured credit cards using our unbiased calculator and find the one that's best for you.



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Showing: 1 ‐ 15 of 27 Secured Credit Cards

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USAA Secured American Express® Credit Card

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USAA Secured Visa® Platinum Credit Card

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Platinum Secured from Capital One

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First Progress Platinum Prestige Mastercard® Secured Credit Card


What's good  

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!

What's bad  

  • Annual fee
  • No rewards
  • No signup bonus
  • No Balance Transfers
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First Progress Platinum Select Mastercard® Secured Credit Card


What's good  

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!

What's bad  

  • Annual fee
  • No rewards
  • No signup bonus
  • No Balance Transfers
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Truist Enjoy Cash Secured credit card

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OpenSky® Secured Visa® Credit Card


What's good  

  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule

What's bad  

  • Annual fee
  • No rewards
  • No signup bonus
  • Foreign Transaction Fee
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Commerce Bank Secured Visa® Credit Card

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Union Bank® Secured Visa® Credit Card

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First National Bank of Omaha Secured Visa® Card

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First Progress Platinum Elite Mastercard® Secured Credit Card


What's good  

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!

What's bad  

  • No rewards
  • No signup bonus
  • Annual fee
  • No Balance Transfers
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BankAmericard® Secured Credit Card

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Citi® Secured Mastercard®

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Bank of the West Secured Mastercard®

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TD Cash Secured Credit Card