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First Progress Platinum Prestige Mastercard® Secured Credit Card

First Progress Platinum Prestige Mastercard® Secured Credit Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
15.24% (Variable)
Interest Rate: Purchases
15.24% (Variable)
Balance Transfer
Balance Transfer
1% cashback
1% cashback
Signup Bonus
Signup Bonus

Informr score
The First Progress Platinum Prestige Mastercard® Secured Credit Card currently has an Informr score of 7.3 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?

First Progress Platinum Prestige Mastercard® Secured Credit Card is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $200.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The First Progress Platinum Prestige is a secured credit card that gets the job done when it comes to building credit. Its lower than average ongoing APR is one of the card’s best features, and it even offers a modest rewards incentive for keeping up with payments. Just keep in mind that the card re...

- Garrett Yarbrough, Bankrate

The First Progress Platinum Prestige Mastercard Secured is for people who want to build their credit. It is one of three secured credit card offerings from First Progress. If you’re worried about interest charges, the Prestige offers the lowest rate of the three cards but also has the highest annual...

- Kevin Payne, FinanceBuzz

The First Progress Platinum Prestige MasterCard Secured Card is a no-frills card. Although you can apply for a credit line increase as time goes on, this is not the type of credit card to help you gain things like cash-back incentives or points for travel. Making payments on this card has been said...

- Casey Hynes, MyBankTracker
The Ascent
The Ascent

The standout perk is the low ongoing APR. This pick is also available for people with no credit history and there is no minimum credit score required for approval.

- Natasha Gabrielle, The Ascent

The First Progress Platinum Prestige Mastercard offers consumers with poor or nonexistent credit the opportunity to open and use a credit card. As a secured card, however, this card may not be the best option, particularly when the $39 annual fee is factored in.

- Jennifer Lobb, LendEDU


Interest Rates
Regular APR Interest Rate 15.24% (Variable)
Balance Transfer Interest Rate
Cash Advance Interest Rate 24.24% (Variable)
Rates & Fees
Annual Fee $49.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $41.00


Sign up bonus No
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Additional Benefits

24/7 roadside and travel assistance

Minimum Security Deposit $200
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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