What's good
- Earn 1% Cash Back Rewards on payments!
- No minimum credit history or credit score required.
- Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
- Accepted wherever Mastercard® is accepted, online and worldwide!
- Reports to all 3 major credit bureaus.
- Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
What's bad
- Annual fee
- No rewards
- No signup bonus
- No Balance Transfers
Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateThe First Progress Platinum Prestige rewards cardholders as they show responsible credit use with possible higher credit limits and even forgives users the first time that they slip up on payments. Despite its lack of rewards and cardholder perks, credit-builders can zero in on boosting their score...
- Kevin Payne, FinanceBuzzThe First Progress Platinum Prestige Mastercard Secured is for people who want to build their credit. It is one of three secured credit card offerings from First Progress. If you’re worried about interest charges, the Prestige offers the lowest rate of the three cards but also has the highest annual...
- Casey Hynes, MyBankTrackerThe First Progress Platinum Prestige MasterCard Secured Card is a no-frills card. Although you can apply for a credit line increase as time goes on, this is not the type of credit card to help you gain things like cash-back incentives or points for travel. Making payments on this card has been said...
- Natasha Gabrielle, The AscentThe standout perk is the low ongoing APR. This pick is also available for people with no credit history and there is no minimum credit score required for approval.
- Jennifer Lobb, LendEDUThe First Progress Platinum Prestige Mastercard offers consumers with poor or nonexistent credit the opportunity to open and use a credit card. As a secured card, however, this card may not be the best option, particularly when the $39 annual fee is factored in.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 14.49% (Variable) |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | 23.49% (Variable) |
| Rates & Fees | |
| Annual Fee | $49.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
24/7 roadside and travel assistance |
| Eligibility | |
| Minimum Security Deposit | $200 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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