Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Re'Dreyona Walker, BankratePeople building credit for the first time or rebuilding from the ground up will find a fair match in the First Progress Platinum Elite Mastercard Secured Card. It’s easy to get a hold of with barebones credit history, but there isn’t much reward for the work with this option.
- Jennifer Brozic, Credit KarmaThis card may help you establish a solid credit history. It’s worth considering if you’re new to credit or you’ve had difficulties with credit in the past and want the potential for a higher credit limit than you might get with other secured cards. But if you can qualify for a different card, there...
- Chauncey Crail, Robin Saks Frankel, ForbesThe card offers few features of the best secured cards and charges an annual fee for what it does provide. Many other but better options exist for those with no or bad credit history.
- Kim Pinnelli, SimpleMoneyLyfeIf you’re looking for a flexible secured credit card, the First Progress Platinum Elite Mastercard® is a good option. While there are cheaper options available, not everyone qualifies for them. First Progress doesn’t check your credit, so if you have bad (or no) credit, it may be your best option un...
- Compare CardsThe First Progress Platinum Elite Mastercard® Secured Credit Card is an average secured card that can be used anywhere MasterCard is accepted and reports to the credit bureaus. It doesn’t offer much for rewards, or additional perks and features.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 25.24% (Variable) |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | 30.24% (Variable) |
| Rates & Fees | |
| Annual Fee | $29.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
24/7 roadside and travel assistance |
| Eligibility | |
| Minimum Security Deposit | $200 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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