You should know that in some cases, we may receive compensation when you click on links or purchase through links on this site. This is at no extra cost to you. It lets us operate the business and keep the service free for everyone. Here's How We Make Money.
In some cases, offers that appear are from paying advertisers. These offers are labeled as "Sponsored" or as "Advertisement".
This site does not include all companies and offers available. We are an independent comparison service. While we aim to provide you with the most accurate information and keep things up to date, prices and terms of products and services can change. We encourage you to always do your own research and double check the terms. Using the information on this site is at your own risk and without warranty.
The Citi® Secured Mastercard® currently has an Informr score of 7.4 out of 10.
This score is based on our evaluation of 23
sources including reviews from users and the web's most trusted critics.
Am I eligible?
Citi® Secured Mastercard® is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Provide a minimum security deposit of $200.
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
The Citi® Secured Mastercard®, from our partner Citi, offers a path to building credit for eligible applicants with limited credit. Unlike a debit card, it reports monthly credit history to all three major credit bureaus and doesn’t charge an annual fee. Access to a FICO score online helps cardholde...
The Citi® Secured Mastercard® is an excellent choice for anyone in need of a secured credit card to build credit. It’s best two features are a reasonable everyday APR and no annual fee.
- Margaret Wack, MoneyUnder30
A secured credit card could be the tool you need to jumpstart your credit journey. With no annual fee and a minimum deposit amount starting at just $200, Citi Secured Mastercard is a solid option to consider. Over time, the Citi Secured Mastercard can help you increase your credit score and build va...
- Holly Johnson, NextAdvisor
The Citi Secured Mastercard is a good card if you don’t qualify for most types of credit cards because your credit history is too new or your credit score is below average. This card requires little-to-no credit history for approval, so it’s a viable option if you still want a credit card to help bu...
- Ben Walker, FinanceBuzz
The Citi Secured Mastercard is Citi’s solution for poor or non-existent credit. It offers few benefits and no rewards, but the main point is to get your credit in shape so you can apply for stronger credit cards that have more extensive features.
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Citi® Secured Mastercard®