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The Citi® Secured Mastercard® currently has an Informr score of 7.7 out of 10.
This score is based on our evaluation of 25
sources including reviews from users and the web's most trusted critics.
Am I eligible?
Citi® Secured Mastercard® is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Provide a minimum security deposit of $200.
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
An inexpensive credit-building tool for people with limited credit. The Citi Secured Card has a $0 annual fee, reports account info to the major credit bureaus each month, and offers nearly guaranteed approval to applicants who can pay the card’s $200 refundable security deposit.
- John S Kiernan, WalletHub
Overall, the Citi® Secured Mastercard® is an excellent choice if you have no credit history and seek to establish a credit score. Many secured credit cards charge annual fees on top of the security deposit, but the Citi® Secured Mastercard® is one of the few secured cards on the market that does not...
- Justin Estes, SimpleMoneyLyfe
The Citi® Secured Mastercard®, from our partner Citi, offers a path to building credit for eligible applicants with limited credit. Unlike a debit card, it reports monthly credit history to all three major credit bureaus and doesn’t charge an annual fee. Access to a FICO score online helps cardholde...
The Citi® Secured Mastercard® is an excellent choice for anyone in need of a secured credit card to build credit. It’s best two features are a reasonable everyday APR and no annual fee.
- Margaret Wack, MoneyUnder30
A secured credit card could be the tool you need to jumpstart your credit journey. With no annual fee and a minimum deposit amount starting at just $200, Citi Secured Mastercard is a solid option to consider. Over time, the Citi Secured Mastercard can help you increase your credit score and build va...
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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