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Fifth Third Secured Card review

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Advertiser Disclosure

Annual Fee
$24.00
Minimum Deposit
$300.00
Interest Rate: Purchases
29.24% (Variable)
Balance Transfer
29.24% (Variable)


Am I eligible?


Fifth Third Secured Card is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $300.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder
Finder

This card can help you build your credit, but it has an annual fee and a relatively high minimum security deposit. It’s real value is consistent account reporting to the three major credit bureaus. With responsible spending and on-time payments, you’re on your way to graduating to an unsecured card...

- Adrienne Fuller, Finder
BankCheckingSavings
BankCheckingSavings

The Fifth Third Bank Secured Credit Card is a secured credit card that offers most of the same benefits and convenience of a regular credit card while building or rebuilding your credit history with every use. 

- Anthony Nguyen, BankCheckingSavings
Beverly Harzog
Beverly Harzog

This secured card doesn’t offer rewards, but it offers a few nice perks. I do think it’s nice that this card offers some unexpected treats, such as cellular telephone protection. There’s also a MasterCard Airport Concierge service.

- Beverly Harzog

Details


Interest Rates
Regular APR Interest Rate 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $24.00
Balance Transfer Fee 4%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Cell Phone Protection
  • Mastercard Airport Concierge
  • Mastercard Global Service
Eligibility
Minimum Security Deposit $300
Minimum Age
Minimum Personal Income
Temporary Residents
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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