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First Progress Platinum Select Mastercard® Secured Credit Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
18.49% (Variable)
Interest Rate: Purchases
18.49% (Variable)
Balance Transfer
Balance Transfer
1% cashback
1% cashback
Signup Bonus
Signup Bonus

Informr score
The First Progress Platinum Select Mastercard® Secured Credit Card currently has an Informr score of 6 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

What's good

  • Earn 1% Cash Back Rewards on payments made to your First Progress Secured credit card account.
  • No minimum credit history or credit score required!
  • Imagine being rewarded for simply paying your bill each month.
  • Accepted wherever Mastercard® is accepted, online and worldwide!
  • Reports to all 3 major credit bureaus
  • Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!

What's bad

  • Annual fee
  • No signup bonus
  • No Balance Transfers

Am I eligible?

First Progress Platinum Select Mastercard® Secured Credit Card is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $200.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you have bad credit or no credit history, then you may think that you are out of luck and have to live without a credit card. This is not true, and if you want to actively start fixing and building up your credit, you should get yourself the First Progress Platinum Select MasterCard® Secured Cred...

- Meri Torres, SimpleMoneyLyfe
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The First Progress Platinum Select Mastercard® Secured Credit Card is an average secured card that can be used anywhere Mastercard is accepted and reports to the credit bureaus. It doesn’t offer much for additional perks and features.

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Interest Rates
Regular APR Interest Rate 18.49% (Variable)
Balance Transfer Interest Rate
Cash Advance Interest Rate 24.49% (Variable)
Rates & Fees
Annual Fee $39.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $41.00


Sign up bonus No
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

24/7 roadside and travel assistance

Minimum Security Deposit $200
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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