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First Progress Platinum Select Mastercard® Secured Credit Card

First Progress Platinum Select Mastercard® Secured Credit Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.24% (Variable)
Interest Rate: Purchases
19.24% (Variable)
Balance Transfer
Balance Transfer
1% cashback
1% cashback
Signup Bonus
Signup Bonus

Informr score
The First Progress Platinum Select Mastercard® Secured Credit Card currently has an Informr score of 6.7 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?

First Progress Platinum Select Mastercard® Secured Credit Card is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $200.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Issued by Synovus, the $39-annual-fee First Progress Platinum Select Mastercard® Secured Credit Card is a reward-lacking, benefit-lacking, relatively-low APR secured card for those with dismal or non-existent credit. Desperate to start rebuilding credit following bankruptcy? This card might do it, b...

- Kelly-Ann Franklin, Caroline Lupini, Forbes
Credit Karma
Credit Karma

The First Progress Platinum Select Mastercard® Secured Credit Card may be a good fit for someone who wants the combination of relaxed credit requirements and a moderate variable purchase APR. You should try to avoid carrying a balance, but if that’s not possible, the First Progress Platinum Select M...

- Clint Proctor, Credit Karma

If you have bad credit or no credit history, then you may think that you are out of luck and have to live without a credit card. This is not true, and if you want to actively start fixing and building up your credit, you should get yourself the First Progress Platinum Select MasterCard® Secured Cred...

- Meri Torres, SimpleMoneyLyfe
Compare Cards
Compare Cards

The First Progress Platinum Select Mastercard® Secured Credit Card is an average secured card that can be used anywhere Mastercard is accepted and reports to the credit bureaus. It doesn’t offer much for additional perks and features.

- Compare Cards


Interest Rates
Regular APR Interest Rate 19.24% (Variable)
Balance Transfer Interest Rate
Cash Advance Interest Rate 25.24% (Variable)
Rates & Fees
Annual Fee $39.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $41.00


Sign up bonus No
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

24/7 roadside and travel assistance

Minimum Security Deposit $200
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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