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Wyndham Rewards® Earner℠ Plus Card

Wyndham Rewards® Earner℠ Plus Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.49% ‐ 28.74% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
19.49% ‐ 28.74% (Variable) (0% for the first 12 months)
Balance Transfer
19.49% ‐ 28.74% (Variable) (0% for the first 15 months)
Balance Transfer
19.49% ‐ 28.74% (Variable) (0% for the first 15 months)
1 - 6 points
1 - 6 points
Signup Bonus
60000 points (after spending $1,000)
Signup Bonus
60000 points (after spending $1,000)

Informr score
The Wyndham Rewards® Earner℠ Plus Card currently has an Informr score of 7.5 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Wyndham Rewards® Earner℠ Plus Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


This particular card comes with a $75 annual fee, but you can offset the annual cost with the card’s benefits. The automatic Wyndham Rewards Program Platinum membership can offset the fee itself, but you also get anniversary points and a lot of potential for earning hotel rewards on purchases.

- Ben Walker, FinanceBuzz
Upgraded Points
Upgraded Points

If you’re someone that likes to visit Wyndham hotels, then the Wyndham Rewards Earner+ card is one that you should consider adding to your wallet. Let’s take a look at all of the ways that this card can upgrade your Wyndham stays.

- Jarrod West, Upgraded Points

The earnings structure on the Wyndham Rewards Earner Plus Card is a huge improvement over the previous iteration of this card. Roadtrippers and road warriors alike who are partial to the Wyndham brand can find a lot of value in owning this card. That said, there are more attractive hotel-specific cr...

- Juan Ruiz, Robin Saks Frankel, Forbes

This $75-annual-fee card offers a lot of value, including anniversary points that could snag you a free night each year — but only at the lowest tier.

- Kimberly Palmer, Erin Hurd, NerdWallet
Business Insider
Business Insider

The Wyndham Rewards® Earner Plus Card is an excellent choice if you stay at Wyndham hotels. Along with a welcome bonus worth as much as six free nights, it comes with perks like automatic Platinum elite status and booking discounts, for a modest annual fee.

- Ariana Arghandewal, Business Insider


Interest Rates
Regular APR Interest Rate 19.49% ‐ 28.74% (Variable) (0% for the first 12 months)
  • 0% APR on all Wyndham Timeshare Purchases for six billing cycles.
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 19.49% ‐ 28.74% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $75.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 60000 points after spending $1,000

On purchases within the first 3 months

All Purchases 1 point per $1 spent

Excluding Wyndham Timeshare resorts down payments

Restaurants 4 points per $1 spent
Gas 6 points per $1 spent
Groceries 4 points per $1 spent

Excluding Target and Walmart

Hotels 6 points per $1 spent

On eligible purchases made at Hotels By Wyndham

Travel No
Pharmacy No
Bills No
Additional Details
  • Receive 7500 bonus points each anniversary year
  • Redeem 10% fewer Wyndham Rewards points for go free® awards
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Automatically receive a Wyndham Rewards PLATINUM member level
  • Enjoy a Cardmember Booking Discount
  • Contactless Technology
  • Chip Technology
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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