What the Critics Are Saying...
- BankrateIf you can’t get a checking account or don’t want one, the Western Union Netspend Prepaid Mastercard is a good alternative. It has most of the features normal bank accounts have such as a mobile app, online bill pay and free direct deposits. It also allows you to earn rewards on some of your purchas...
- Kim Pinnelli, SimpleMoneyLyfeIf you receive Western Union money transfers and use a debit card, the Western Union® Netspend® may be the perfect combination of what you need. The Western Union® Netspend® Prepaid Mastercard combines a prepaid debit card and Western Union money transfers. In short, you get the best of both worlds...
- Rob Berger, allCards.comThe Western Union® Netspend® Mastercard® Prepaid Card is a low cost reloadable prepaid card ideal for those who send or receive money via Western Union. It comes with a long list of features that make it ideal as an alternative to a traditional bank account.
- PrepaidCards123For prepaid card users that regularly send or accept Western Union transfers and want to make use of the interest-bearing savings account, the Western Union Netspend Prepaid Mastercard is a good choice. Otherwise, you may be stuck carrying large amounts of cash in and out of Western Union locations,...
Details
| Overview | |
|---|---|
| Card Price | $0.00 |
| Activation Fee | $0.00 |
| Card Maintenance Fee |
$0.00
|
| Minimum Load Amount |
$10.00 May depend on the individual reload location |
| Maximum Load Amount | $7,500.00 |
| Max Balance | $15,000.00 |
| Transaction Fees | |
| Add Money | |
|
Direct Deposit
|
$0.00 |
|
Cash Loads
|
$3.95 Maximum |
|
Card to card transfer
|
$0.00 |
| Spend Money | |
|
Purchase Fee
|
$1.00
|
|
Bill Payment
|
$0.00 For Automated Clearing House (ACH) Payments Fee Varies for MoneyGram® Bill Payment Service |
|
Foreign Transaction Fee
|
3.5% |
| Get Cash | |
|
ATM withdrawal fee (Domestic) - In Network
|
$2.50 |
|
ATM withdrawal fee (Domestic) - Out of Network
|
$2.50 Per withdrawal. You may also be charged a fee by the ATM operator. |
|
ATM withdrawal fee (International)
|
$0.00 Foreign Transaction Fee applies |
|
Over-the-counter cash withdrawal (Domestic)
|
$3.00
|
|
Over-the-counter cash withdrawal (International)
|
Unknown |
| Other | |
|
Balance Inquiry (at ATM)
|
$0.50 |
|
Inactivity
|
$5.95 Per month fee effective after 90 days of no transaction if there are funds in the card account |
|
Card replacement
|
$3.95 |
|
Card Replacement and Express Delivery Fee
|
$20.00
|
|
Monthly Paper Statements
|
$0.00 |
|
Custom Card Fee OR Customization
|
$4.95 |
| Promotions | |
| Sign up bonus | - |
| Rewards | - |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Funds Don't Expire | Yes |
| Supported Currencies | USD |
| Zero Liability | No |
| Fraud Protection | Yes |
| Custom Design | Yes |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Eligibility | |
| Minimum Age | 18 |
| Temporary Residents | Yes |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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