Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Robert Harrow, FinderThis card has some solid travel perks, along with the points program — especially if you’re a Wells Fargo customer.
- Natalie Campisi, BankrateThis card is practically a no-brainer for existing Wells Fargo customers with a good credit score who spend a lot at the pump. This is a competitive card in that area, especially when you consider the relationship bonus and the fact there’s no limit on the amount of points you can earn and they neve...
- Anthony Nguyen, Bank Deal GuyYou will earn 20,000 bonus points after you spend $3,000 in the first three months of account opening. Additionally, you will receive an annual relationship bonus on non-bonus rewards points, just for having a Wells Fargo checking or savings account or Portfolio by Wells Fargo product suite.
- Robert Harrow, ValuePenguinOne of the best credit cards for buying gas with. Provides substantial rewards and bonuses, with a low annual fee.
- Liz Pham, Hustler MoneyBlogYou can earn up to 3x points at gas stations, 2x points at restaurants, 1x points on everything else. To get the 20,000 bonus points you must spend at least $3,000 within the first 3 months of card membership. Within your first year, your annual fee is waived.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.24% ‐ 23.24% (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.24% ‐ 23.24% (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.24% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$45.00 Waived on the first year. |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$37.00 Maximum |
| Promotions | |
| Sign up bonus |
20000 points after spending $3,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | 3 points per $1 spent |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Annual bonus of 10%, 25%, or 50% on non-bonus rewards points if you maintain a qualifying consumer Wells Fargo checking or savings account or Portfolio by Wells Fargo |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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