Wells Fargo Cash Back College Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
13.4 ‐ 23.4% (0% for the first 6 months)
Balance Transfer
13.4 ‐ 23.4% (0% for the first 6 months)
Rewards
1 - 3% cashback
Signup Bonus
-


8/10
Informr score
The Wells Fargo Cash Back College Card currently has an Informr score of 8 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Wells Fargo Cash Back College Card is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

Wells Fargo’s student card is a good first-time card that helps new users establish a strong credit history, while providing quality customer support and some valuable cash rewards.

- Robin Ratcliff, CreditCards.com
Finder

Still, it’s a great student credit card in its own right. It charges no annual fee, so it gives pure upside as you use it. It also offers 0% intro APR for six months on purchases and balance transfers. You can take advantage of that interest rate to buy new school supplies — maybe even a new laptop.

- Finder
ValuePenguin

The Wells Fargo Cash Back College Card isn't the best student credit card out there, but it's also far from the worst. However, you should be aware that student cards from other issuers can be significantly better and lead to greater savings.

- Robert Harrow, ValuePenguin
Credit Sesame

A smart choice for college students looking for a cash back credit card to help them build a credit history.

- Paul Sisolak, Credit Sesame
The Balance

The Wells Fargo Cash Back College Visa is a no-frills, easy to understand card that's excellent for young people to establish their credit history with a bank known for creating long-term relationships with its customers, which should pay dividends later on. It also has a good rewards program.

- George Yacik, The Balance

Details


Interest Rates
Regular APR Interest Rate 13.4% ‐ 23.4% (0% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.4% ‐ 23.4% (0% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%
  • Minimum of $5
  • 3%, minimum of $5 for the first 6 months.
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas 3% cash back

For the first 6 months.

Groceries 3% cash back

For the first 6 months.

Hotels No
Travel No
Pharmacy 3% cash back

For the first 6 months.

Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Roadside Dispatch
  • Overdraft Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Use this card?

Help inform others by sharing your experience with Wells Fargo Cash Back College Card

Rate It:

Critic Reviews


CreditCards.com

Relatively low APR, flexible cash rewards

from CreditCards.com

Wells Fargo’s student card is a good first-time card that helps new users establish a strong credit history, while providing quality customer support and some valuable cash rewards.

Read full review

Wells Fargo’s student card is a good first-time card that helps new users establish a strong credit history, while providing quality customer support and some valuable cash rewards.

Read full review

Less

Finder

A great student card on its own

Still, it’s a great student credit card in its own right. It charges no annual fee, so it gives pure upside as you use it. It also offers 0% intro APR for six months on purchases and balance transfers. You can take advantage of that interest rate to buy new school supplies — maybe even a new laptop.

Read full review

Still, it’s a great student credit card in its own right. It charges no annual fee, so it gives pure upside as you use it. It also offers 0% intro APR for six months on purchases and balance transfers. You can take advantage of that interest rate to buy new school supplies — maybe even a new laptop.

Read full review

Less

ValuePenguin

Not the best student credit card, but still a good option

from ValuePenguin

The Wells Fargo Cash Back College Card isn't the best student credit card out there, but it's also far from the worst. However, you should be aware that student cards from other issuers can be significantly better and lead to greater savings.

Read full review

The Wells Fargo Cash Back College Card isn't the best student credit card out there, but it's also far from the worst. However, you should be aware that student cards from other issuers can be significantly better and lead to greater savings.

Read full review

Less

Credit Sesame

Best for students who want to earn cash rewards

from Credit Sesame

A smart choice for college students looking for a cash back credit card to help them build a credit history.

Read full review

A smart choice for college students looking for a cash back credit card to help them build a credit history.

Read full review

Less

The Balance

A good, no-frills student card, with rewards

from The Balance

The Wells Fargo Cash Back College Visa is a no-frills, easy to understand card that's excellent for young people to establish their credit history with a bank known for creating long-term relationships with its customers, which should pay dividends later on. It also has a good rewards program.

Read full review

The Wells Fargo Cash Back College Visa is a no-frills, easy to understand card that's excellent for young people to establish their credit history with a bank known for creating long-term relationships with its customers, which should pay dividends later on. It also has a good rewards program.

Read full review

Less

HighYa

A decent choice for college students

from HighYa

College students looking for a solid credit card could find a great match in the Wells Fargo Cash Back College card, a cash-back credit card with a 1% rewards rate and an introductory 0% APR.

Read full review

College students looking for a solid credit card could find a great match in the Wells Fargo Cash Back College card, a cash-back credit card with a 1% rewards rate and an introductory 0% APR.

Read full review

Less

CreditShout

Designed for college students

from CreditShout

This card allows students to build good credit histories while taking advantage of a purchase interest rate that could be as low as 11.65%, depending on students’ credit. Overall, it’s a good first card for students.

Read full review

This card allows students to build good credit histories while taking advantage of a purchase interest rate that could be as low as 11.65%, depending on students’ credit. Overall, it’s a good first card for students.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit-cards. Be the first to write a review.