Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kim Pinnelli, SimpleMoneyLyfeThe Wells Fargo Cash Back College Card is a middling cash back card with a lot of upfront benefits. The 0% introductory APR and extra grocery and gas rewards are great for brand new students. That said, the 1% cashback afterwards is fairly average. If you can qualify for a card that pays more, you’l...
- Kat Tretina, InvestopediaIf you're looking for a student credit card with no annual fee, the Wells Fargo Cash Back College card is a nice option, at least in the first six months you'll have the card. You’ll earn 3% in cash back on select purchases, up to $2,500 spent, during that period. The card also has some valuable ben...
- TJ Porter, CardcruncherIt’s hard to recommend the Wells Fargo Student Credit Card. It earns at a middling rewards rate and has a pretty limited sign-up bonus. Its cell phone protection is an useful perk, but for most people, that won’t outweigh the lost potential of rewards you could earn on another student credit card.
- Reyna Gobel, The BalanceThe Wells Fargo Cash Back College Visa has a few noteworthy features for a student card. Not only does it offer rewards, which not every student card does, but it also has a balance transfer offer and an introductory period where you can carry a balance without paying interest. But be careful: These...
- CardcruncherThe Wells Fargo Cash Back College Visa® Card is a solid student credit card. New card holders get both a 0% APR period and bonus rewards—perks you won't find on every student credit card. Once the promotional period ends, the card offers a simple 1% cash back on every purchase. It also offers one of...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
11.15% ‐ 21.15% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
11.15% ‐ 21.15% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5%
|
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$37.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas |
3% cash back For the first 6 months. |
| Groceries |
3% cash back For the first 6 months. |
| Hotels | No |
| Travel | No |
| Pharmacy |
3% cash back For the first 6 months. |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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