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Capital One® Walmart Rewards™ Card review

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Advertiser Disclosure

Interest Rate: Purchases
17.99% ‐ 26.99% (Variable)
Balance Transfer
17.99% ‐ 26.99% (Variable)
Rewards
1 - 2% cashback
Signup Bonus
-


7.5/10
Informr score
The Capital One® Walmart Rewards™ Card currently has an Informr score of 7.5 out of 10. This score is based on our evaluation of 16 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Capital One® Walmart Rewards™ Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


NerdWallet

If you're a Walmart loyalist, you'll probably want this $0-annual-fee card in your wallet, but keep in mind that it gives you much greater value on virtual shopping than on the in-store kind.

- Robin Saks Frankel, NerdWallet
WalletHub

A Walmart® Credit Card would make a fine addition to your wallet if you already pump your gas at Walmart stations, or if you’re shopping at Walmart store, Walmart.com and in the Walmart app (including grocery pickup and delivery). That’s because Walmart plastic provides terms valuable enough to dist...

- John S Kiernan, WalletHub
The Points Guy

The Capital One Walmart Rewards Card isn’t breaking new ground, but it’s a solid, middle-of-the-road option for Walmart enthusiasts. Capital One and Walmart are really targeting mobile app users and online shoppers with these bonus categories. As such, there are a couple of hoops to jump through to...

- Chris Dong, The Points Guy
FinanceBuzz

The Walmart Rewards Card is specifically designed for loyal Walmart shoppers. It’s a closed-looped credit card, which means it’s a store credit card that can only be used within the Walmart brands. On the plus side, that does include shopping online and through the app (even if you’re planning to do...

- Kevin Payne, FinanceBuzz
FinanceBuzz

The Capital One Walmart Rewards Mastercard is best for people who frequently shop at Walmart.com or who will be using Walmart Pay to shop in-store for the first year of having the card, as these purchases get you the most in cashback rewards. This card prioritizes digital use, so if you’re more like...

- Robin Kavanagh, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 17.99% ‐ 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.99% ‐ 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 0%
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 0%
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus

Earn 5% back in Walmart stores for the first 12 months

Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back

At Walmart & Murphy USA Fuel Stations

Groceries 2% cash back
Hotels No
Travel 2% cash back
Pharmacy No
Bills No
Additional Details

5% cash back on Walmart.com & Walmart app, Grocery Pickup and Delivery purchases

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Capital One Mobile App
  • Card Lock
  • Roadside assistance
  • Baggage delay insurance
  • Trip cancellation/interruption insurance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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