Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- John S Kiernan, WalletHubA Walmart Credit Card provides great rewards, giving up to 5% back, along with a $0 annual fee. If you are a frequent Walmart shopper, you should definitely consider getting a Walmart Credit Card because it can save you a lot of money.
- Kevin Payne, SlickDealsThis is a great card for frequent Walmart shoppers, especially if you shop online with the big box store, where the rewards rate is highest. Having no annual fee, a nice sign-up offer and a variety of rewards redemption options outside of Walmart also sweeten the deal.
- Suchetana Bhattacharyea, GOBankingRatesThe Capital One Walmart Rewards Mastercard has plenty of perks. However, like all credit cards, you must be careful about using it and make sure you are making payments regularly. This will help you to avoid interest and get the most out of your Capital One Walmart Rewards Mastercard.
- Brett Holzhauer, MoneyGeekThe Capital One Walmart Rewards® Mastercard® is an excellent choice if you’re a frequent Walmart shopper, as it offers up to 5% cash back with no annual fees. If you love to travel, you can enjoy using your card without worrying about foreign transaction fees. In addition, the Capital One Walmart Re...
- Holly Johnson, NextAdvisorThe no annual fee Capital One Walmart Rewards Mastercard is an excellent card for Walmart.com or Walmart mobile app purchases, including pickup and delivery. If you shop at Walmart.com often or use this retailer for groceries, you won’t find many rewards cards that offer a higher rewards rate. If yo...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 0% |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | 0% |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
Earn 5% back in Walmart stores for the first 12 months |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 2% cash back |
| Gas |
2% cash back At Walmart & Murphy USA Fuel Stations |
| Groceries | 2% cash back |
| Hotels | No |
| Travel | 2% cash back |
| Pharmacy | No |
| Bills | No |
| Additional Details |
5% cash back on Walmart.com & Walmart app, Grocery Pickup and Delivery purchases |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Capital One® Walmart Rewards™ Card