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Capital One® Walmart Rewards™ Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
17.99% ‐ 26.99% (Variable)
Interest Rate: Purchases
17.99% ‐ 26.99% (Variable)
Balance Transfer
17.99% ‐ 26.99% (Variable)
Balance Transfer
17.99% ‐ 26.99% (Variable)
1 - 2% cashback
1 - 2% cashback
Signup Bonus
Signup Bonus

Informr score
The Capital One® Walmart Rewards™ Card currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Capital One® Walmart Rewards™ Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The no annual fee Capital One Walmart Rewards Mastercard is an excellent card for or Walmart mobile app purchases, including pickup and delivery. If you shop at often or use this retailer for groceries, you won’t find many rewards cards that offer a higher rewards rate. If yo...

- Holly Johnson, NextAdvisor

If you’re going to be shopping often with Walmart, both in-store and online, it makes complete sense to become a Capital One Walmart Rewards Mastercard cardholder. Earn 5% back in rewards on purchases you make through, the Walmart app, grocery pick up and delivery. Plus 2% back in reward...

- Chris Thompson, SmartAsset

If you're a Walmart loyalist, you'll probably want this  $0-annual-fee card in your wallet, but keep in mind that it gives you much greater value on virtual shopping than on the in-store kind.

- Robin Saks Frankel, NerdWallet

Thanks to its flexible redemption scheme and great rewards rate on practical purchases like grocery pickup, the Capital One Walmart Rewards Mastercard should offer a lot of value to cardholders who do most of their everyday shopping at Walmart.

- Nouri Zarrugh,

For Walmart loyalists–especially those who typically order online—the Capital One® Walmart Rewards® Card* deserves a spot in your wallet. But if you only shop there occasionally, another card will likely be a more rewarding choice overall.

- Cole Schenewerk, Robin Saks Frankel, Forbes


Interest Rates
Regular APR Interest Rate 17.99% ‐ 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.99% ‐ 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 0%
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 0%
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus

Earn 5% back in Walmart stores for the first 12 months

All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back

At Walmart & Murphy USA Fuel Stations

Groceries 2% cash back
Hotels No
Travel 2% cash back
Pharmacy No
Bills No
Additional Details

5% cash back on & Walmart app, Grocery Pickup and Delivery purchases

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Capital One Mobile App
  • Card Lock
  • Roadside assistance
  • Baggage delay insurance
  • Trip cancellation/interruption insurance
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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