Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Cole Schenewerk, Robin Saks Frankel, ForbesFor Walmart loyalists–especially those who typically order online—the Capital One® Walmart Rewards® Card* deserves a spot in your wallet. But if you only shop there occasionally, another card will likely be a more rewarding choice overall.
- Kevin Payne, FinanceBuzzThe Walmart Rewards Card is good if you are a regular Walmart shopper and want to earn cash back on Walmart purchases . It can only be used within the Walmart family of brands, though, so it’s not a good credit card for everyday spending or for use outside of Walmart.
- Nouri Zarrugh, CreditCards.comThanks to its flexible redemption scheme and great rewards rate on practical purchases like grocery pickup, the Capital One Walmart Rewards Mastercard should offer a lot of value to cardholders who do most of their everyday shopping at Walmart.
- Robin Saks Frankel, NerdWalletIf you're a Walmart loyalist, you'll probably want this $0-annual-fee card in your wallet, but keep in mind that it gives you much greater value on virtual shopping than on the in-store kind.
- John S Kiernan, WalletHubA Walmart® Credit Card would make a fine addition to your wallet if you already pump your gas at Walmart stations, or if you’re shopping at Walmart store, Walmart.com and in the Walmart app (including grocery pickup and delivery). That’s because Walmart plastic provides terms valuable enough to dist...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 0% |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | 0% |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
Earn 5% back in Walmart stores for the first 12 months |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 2% cash back |
| Gas |
2% cash back At Walmart & Murphy USA Fuel Stations |
| Groceries | 2% cash back |
| Hotels | No |
| Travel | 2% cash back |
| Pharmacy | No |
| Bills | No |
| Additional Details |
5% cash back on Walmart.com & Walmart app, Grocery Pickup and Delivery purchases |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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