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Capital One® Walmart Rewards™ Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
18.99% ‐ 29.99% (Variable)
Interest Rate: Purchases
18.99% ‐ 29.99% (Variable)
Balance Transfer
18.99% ‐ 29.99% (Variable)
Balance Transfer
18.99% ‐ 29.99% (Variable)
1 - 2% cashback
1 - 2% cashback
Signup Bonus
Signup Bonus

Informr score
The Capital One® Walmart Rewards™ Card currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 24 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Capital One® Walmart Rewards™ Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Ascent
The Ascent

A compelling offer for Walmart fans, but not a fit for anyone seeking a one-card wallet with versatile rewards.

- Elizabeth Aldrich, The Ascent

A Walmart Credit Card provides great rewards, giving up to 5% back, along with a $0 annual fee. If you are a frequent Walmart shopper, you should definitely consider getting a Walmart Credit Card because it can save you a lot of money.

- John S Kiernan, WalletHub

This is a great card for frequent Walmart shoppers, especially if you shop online with the big box store, where the rewards rate is highest. Having no annual fee, a nice sign-up offer and a variety of rewards redemption options outside of Walmart also sweeten the deal.

- Kevin Payne, SlickDeals

The Capital One Walmart Rewards Mastercard has plenty of perks. However, like all credit cards, you must be careful about using it and make sure you are making payments regularly. This will help you to avoid interest and get the most out of your Capital One Walmart Rewards Mastercard.

- Suchetana Bhattacharyea, GOBankingRates

The Capital One Walmart Rewards® Mastercard® is an excellent choice if you’re a frequent Walmart shopper, as it offers up to 5% cash back with no annual fees. If you love to travel, you can enjoy using your card without worrying about foreign transaction fees. In addition, the Capital One Walmart Re...

- Brett Holzhauer, MoneyGeek


Interest Rates
Regular APR Interest Rate 18.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 0%
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 0%
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus

Earn 5% back in Walmart stores for the first 12 months

All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back

At Walmart & Murphy USA Fuel Stations

Groceries 2% cash back
Hotels No
Travel 2% cash back
Pharmacy No
Bills No
Additional Details

5% cash back on & Walmart app, Grocery Pickup and Delivery purchases

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Capital One Mobile App
  • Card Lock
  • Roadside assistance
  • Baggage delay insurance
  • Trip cancellation/interruption insurance
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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