Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Capital One® Walmart Rewards™ Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
17.99% ‐ 26.99% (Variable)
Balance Transfer
17.99% ‐ 26.99% (Variable)
Rewards
1 - 2% cashback
Signup Bonus
-


7.8/10
Informr score
The Capital One® Walmart Rewards™ Card currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 17 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Capital One® Walmart Rewards™ Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Forbes

For Walmart loyalists–especially those who typically order online—the Capital One® Walmart Rewards® Card* deserves a spot in your wallet. But if you only shop there occasionally, another card will likely be a more rewarding choice overall.

- Cole Schenewerk, Robin Saks Frankel, Forbes
FinanceBuzz

The Walmart Rewards Card is good if you are a regular Walmart shopper and want to earn cash back on Walmart purchases . It can only be used within the Walmart family of brands, though, so it’s not a good credit card for everyday spending or for use outside of Walmart.

- Kevin Payne, FinanceBuzz
CreditCards.com

Thanks to its flexible redemption scheme and great rewards rate on practical purchases like grocery pickup, the Capital One Walmart Rewards Mastercard should offer a lot of value to cardholders who do most of their everyday shopping at Walmart.

- Nouri Zarrugh, CreditCards.com
NerdWallet

If you're a Walmart loyalist, you'll probably want this $0-annual-fee card in your wallet, but keep in mind that it gives you much greater value on virtual shopping than on the in-store kind.

- Robin Saks Frankel, NerdWallet
WalletHub

A Walmart® Credit Card would make a fine addition to your wallet if you already pump your gas at Walmart stations, or if you’re shopping at Walmart store, Walmart.com and in the Walmart app (including grocery pickup and delivery). That’s because Walmart plastic provides terms valuable enough to dist...

- John S Kiernan, WalletHub

Details


Interest Rates
Regular APR Interest Rate 17.99% ‐ 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.99% ‐ 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 0%
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 0%
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus

Earn 5% back in Walmart stores for the first 12 months

Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back

At Walmart & Murphy USA Fuel Stations

Groceries 2% cash back
Hotels No
Travel 2% cash back
Pharmacy No
Bills No
Additional Details

5% cash back on Walmart.com & Walmart app, Grocery Pickup and Delivery purchases

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Capital One Mobile App
  • Card Lock
  • Roadside assistance
  • Baggage delay insurance
  • Trip cancellation/interruption insurance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Capital One® Walmart Rewards™ Card

Rate It: