Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- US Credit Card GuideEarn 60,000 Virgin Atlantic (VS) miles after spending $2,000 in the first 90 days. Earn an additional 2,500 VS miles by adding an authorized user, up to 5,000 VS miles. The official website says 80k offer, but that’s because the anniversary bonus mentioned below is counted as well (but actually this...
- Kevin Payne, FinanceBuzzRegular travelers on Virgin Atlantic may benefit from having this Mastercard in their wallet. However, if you’re more inclined to fly on one of Virgin Atlantic’s partner airlines, such as Delta or Air New Zealand, there’s even more reason to pick this as one of the best airline credit cards to have...
- Paul Reynolds, InvestopediaWhile it’s highly rewarding, the Virgin Atlantic World Elite Mastercard might not be worth its fee for those who plan to use the card only occasionally. True, with its $90 annual fee, you could justify the expense, or close to it, merely from the rewards earned from a single high-season transatlanti...
- Emily Long, The WirecutterThe Virgin Atlantic Mastercard from Bank of America is a solid airline credit card if you find yourself flying back and forth to Europe at least once a year. And if you take advantage of every opportunity to earn bonus miles, the intro bonus alone could net you a round-trip ticket across the Atlanti...
- Ben, One Mile at a TimeIf I had no credit cards and was just looking for a single card to use for my everyday spending, this wouldn’t be the card I’d go for. However, for someone who has had a lot of other cards, or who flies Virgin Atlantic a lot, this card could be a good option. I think this card can make a ton of sens...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.24% ‐ 24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.24% ‐ 24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
19.24% ‐ 27.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $90.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
30000 miles after spending $2,000
|
| Rewards | |
| All Purchases | 1.5 miles for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
3 miles for $1 spent Spent directly on Virgin Atlantic purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders |
Earn up to 5,000 bonus Virgin Points when you add additional cardholders to your account |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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