Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kevin Payne, FinanceBuzzRegular travelers on Virgin Atlantic may benefit from having this Mastercard in their wallet. However, if you’re more inclined to fly on one of Virgin Atlantic’s partner airlines, such as Delta or Air New Zealand, there’s even more reason to pick this as one of the best airline credit cards to have...
- Paul Reynolds, InvestopediaWhile it’s highly rewarding, the Virgin Atlantic World Elite Mastercard might not be worth its fee for those who plan to use the card only occasionally. True, with its $90 annual fee, you could justify the expense, or close to it, merely from the rewards earned from a single high-season transatlanti...
- Shannon Serpette, LendEDUVirgin Atlantic fans will find real value in this credit card, but only those that are willing to charge at least $25,000 per year will get the most benefit. You should also be aware that the fees for your free flights may add up to a significant amount every time you redeem your rewards.
- Stella Shon, ValuePenguinAirline credit cards cater to the most loyal frequent flyers looking for perks when traveling — and the Virgin Atlantic World Elite MasterCard® Credit Card does just that. With this card, you have the chance to earn lots of valuable points, anniversary benefits and elite status. While the Flying Clu...
- Ben Schlappig, One Mile at a TimeIf I had no credit cards and was just looking for a single card to use for my everyday spending, this wouldn’t be the card I’d go for. However, for someone who has had a lot of other cards, or who flies Virgin Atlantic a lot, this card could be a good option. In general, I’d much rather use a card e...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.99% ‐ 26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
21.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $90.00 |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
30000 miles after spending $1,000
|
| Rewards | |
| All Purchases | 1.5 miles for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
3 miles for $1 spent Spent directly on Virgin Atlantic purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders |
Earn up to 5,000 bonus Virgin Points when you add additional cardholders to your account |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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