Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Lance Cothern, InvestopediaThe USAA Rewards Visa Signature isn’t a costly card; it doesn’t charge an annual fee, penalty APR, minimum interest charge, or foreign transaction fees. Some competing credit cards have one or more of these fees. However, the card offers a one-time offer and points rewards that, as best we could gle...
- Compare CardsThe USAA® Rewards™ Visa Signature® Card is a simple rewards cards that comes with a decent rewards rate in certain categories. If you already spend money on dining and gas, this card could be a good fit for you.
- SmartAssetUSAA members looking for a solid rewards card should be pretty happy with the USAA Rewards Visa Signature card. There are no excessive requirements, fees or conditions that you need to follow.
- Kelly Dilworth, CreditCards.comThe rewards on the Rewards Visa Signature Card are paltry, but military personnel may enjoy the card’s military and travel benefits.
- FinderIf you’re affiliated with the military and looking for a card that earns rewards points on every purchase, the USAA Rewards Visa Signature Card could be an ideal solution.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
9.9% ‐ 25.9% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
9.9% ‐ 25.9% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
9.9% ‐ 25.9% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% |
| Cash Advance Fee |
3% Fee waived when transferring funds electronically to a USAA deposit account. |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$35.00 Maximum |
| Promotions | |
| Sign up bonus |
Get 2,500 bonus points with your first purchase. |
| Rewards | |
| All Purchases |
1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | 2 points per $1 spent |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Android Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with USAA Rewards™ Visa Signature® Card
Rate It:
Critic Reviews
Minimal fees, multiple options for redeeming rewards
The USAA Rewards Visa Signature isn’t a costly card; it doesn’t charge an annual fee, penalty APR, minimum interest charge, or foreign transaction fees. Some competing credit cards have one or more of these fees. However, the card offers a one-time offer and points rewards that, as best we co...More
The USAA Rewards Visa Signature isn’t a costly card; it doesn’t charge an annual fee, penalty APR, minimum interest charge, or foreign transaction fees. Some competing credit cards have one or more of these fees. However, the card offers a one-time offer and points rewards that, as best we could glean, are modest in value. Most potential applicants for this card would be better served by choosing a different one, including some other choices within the USAA family of cards.
A solid rewards card for anyone that spends a lot on dining or gas
The USAA® Rewards™ Visa Signature® Card is a simple rewards cards that comes with a decent rewards rate in certain categories. If you already spend money on dining and gas, this card could be a good fit for you.
The USAA® Rewards™ Visa Signature® Card is a simple rewards cards that comes with a decent rewards rate in certain categories. If you already spend money on dining and gas, this card could be a good fit for you.
Easily earned points and solid rewards
USAA members looking for a solid rewards card should be pretty happy with the USAA Rewards Visa Signature card. There are no excessive requirements, fees or conditions that you need to follow.
USAA members looking for a solid rewards card should be pretty happy with the USAA Rewards Visa Signature card. There are no excessive requirements, fees or conditions that you need to follow.
Exclusive benefits for military service members
The rewards on the Rewards Visa Signature Card are paltry, but military personnel may enjoy the card’s military and travel benefits.
The rewards on the Rewards Visa Signature Card are paltry, but military personnel may enjoy the card’s military and travel benefits.
Get rewarded for everyday spending and get a 2,500 bonus points with your first purchase
If you’re affiliated with the military and looking for a card that earns rewards points on every purchase, the USAA Rewards Visa Signature Card could be an ideal solution.
If you’re affiliated with the military and looking for a card that earns rewards points on every purchase, the USAA Rewards Visa Signature Card could be an ideal solution.
An easy starter card
Those looking for premier cash back rewards are not this card’s target demographic. If you’re a member of the military looking for a company who will understand why you’re making purchases overseas, the USAA Rewards Visa Signature card is perfect for you.
Those looking for premier cash back rewards are not this card’s target demographic. If you’re a member of the military looking for a company who will understand why you’re making purchases overseas, the USAA Rewards Visa Signature card is perfect for you.
An OK choice for the special military benefits
The special military benefits on the USAA Rewards Visa Signature make it a worthy option for those who serve our country. But outside of the special perks and benefits for those actively deployed, the card offers meh rewards and less-than-favorable interest rates for those with less-than-favorable credit scores.
The special military benefits on the USAA Rewards Visa Signature make it a worthy option for those who serve our country. But outside of the special perks and benefits for those actively deployed, the card offers meh rewards and less-than-favorable interest rates for those with less-than-favorable credit scores.
A no-fuss credit card with a straight forward cash back program and no annual fee
If you’re part of the military family and are eligible then sign up for the USAA Rewards Visa Signature card today! You will instantly earn 2,500 bonus points with your first completed purchase with the credit card and you will continuously earn 1X points for every $1. You’ll get the lowest A...More
If you’re part of the military family and are eligible then sign up for the USAA Rewards Visa Signature card today! You will instantly earn 2,500 bonus points with your first completed purchase with the credit card and you will continuously earn 1X points for every $1. You’ll get the lowest APR during deployment or PCS that no other card can offer.