USAA Rewards™ Visa Signature® Card review

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Advertiser Disclosure

Interest Rate: Purchases
9.9% ‐ 25.9% (Variable)
Balance Transfer
9.9% ‐ 25.9% (Variable)
Rewards
1 - 2 points
Signup Bonus
-


6.4/10
Informr score
The USAA Rewards™ Visa Signature® Card currently has an Informr score of 6.4 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?


USAA Rewards™ Visa Signature® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Investopedia

The USAA Rewards Visa Signature isn’t a costly card; it doesn’t charge an annual fee, penalty APR, minimum interest charge, or foreign transaction fees. Some competing credit cards have one or more of these fees. However, the card offers a one-time offer and points rewards that, as best we could gle...

- Lance Cothern, Investopedia
Compare Cards

The USAA® Rewards™ Visa Signature® Card is a simple rewards cards that comes with a decent rewards rate in certain categories. If you already spend money on dining and gas, this card could be a good fit for you.

- Compare Cards
SmartAsset

USAA members looking for a solid rewards card should be pretty happy with the USAA Rewards Visa Signature card. There are no excessive requirements, fees or conditions that you need to follow.

- SmartAsset
CreditCards.com

The rewards on the Rewards Visa Signature Card are paltry, but military personnel may enjoy the card’s military and travel benefits.

- Kelly Dilworth, CreditCards.com
Finder

If you’re affiliated with the military and looking for a card that earns rewards points on every purchase, the USAA Rewards Visa Signature Card could be an ideal solution.

- Finder

Details


Interest Rates
Regular APR Interest Rate 9.9% ‐ 25.9% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 9.9% ‐ 25.9% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 9.9% ‐ 25.9% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%


Cash Advance Fee 3%

Fee waived when transferring funds electronically to a USAA deposit account.

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $35.00

Maximum

Promotions
Sign up bonus

Get 2,500 bonus points with your first purchase.

Rewards
All Purchases 1 point per $1 spent


Restaurants 2 points per $1 spent
Gas 2 points per $1 spent
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Baggage Delay
  • Trip Cancellation/Interruption Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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