USAA Rewards Visa Signature Card review

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Advertiser Disclosure

Interest Rate: Purchases
11.9 ‐ 27.9%
Balance Transfer
11.9 ‐ 27.9%
Rewards
1 - 2 points
Signup Bonus
-


6.2/10
Informr score
The USAA Rewards Visa Signature Card currently has an Informr score of 6.2 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

Am I eligible?


USAA Rewards Visa Signature Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

The rewards on the Rewards Visa Signature Card are paltry, but military personnel may enjoy the card’s military and travel benefits.

- Kelly Dilworth, CreditCards.com
Finder

If you’re affiliated with the military and looking for a card that earns rewards points on every purchase, the USAA Rewards Visa Signature Card could be an ideal solution.

- Finder
Credit Cards Explained

Those looking for premier cash back rewards are not this card’s target demographic. If you’re a member of the military looking for a company who will understand why you’re making purchases overseas, the USAA Rewards Visa Signature card is perfect for you.

- Zina Kumok, Credit Cards Explained
SmartAsset

USAA members looking for a solid rewards card should be pretty happy with the USAA Rewards Visa Signature card. There are no excessive requirements, fees or conditions that you need to follow.

- SmartAsset
Bankrate

The special military benefits on the USAA Rewards Visa Signature make it a worthy option for those who serve our country. But outside of the special perks and benefits for those actively deployed, the card offers meh rewards and less-than-favorable interest rates for those with less-than-favorable c...

- Robin Saks Frankel, Bankrate

Details


Interest Rates
Regular APR Interest Rate 11.9% ‐ 27.9%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 11.9% ‐ 27.9%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 11.9% ‐ 27.9%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Maximum of $200

Cash Advance Fee 3%

Maximum of $200

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $35.00

Maximum

Promotions
Sign up bonus

Get 2,500 bonus points with your first purchase.

Rewards
All Purchases 1 point per $1 spent


Restaurants 2 points per $1 spent
Gas 2 points per $1 spent
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Baggage Delay
  • Trip Cancellation/Interruption Insurance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


CreditCards.com

Exclusive benefits for military service members

from CreditCards.com

The rewards on the Rewards Visa Signature Card are paltry, but military personnel may enjoy the card’s military and travel benefits.

Read full review

The rewards on the Rewards Visa Signature Card are paltry, but military personnel may enjoy the card’s military and travel benefits.

Read full review

Less

Finder

Get rewarded for everyday spending and get a 2,500 bonus points with your first purchase

If you’re affiliated with the military and looking for a card that earns rewards points on every purchase, the USAA Rewards Visa Signature Card could be an ideal solution.

Read full review

If you’re affiliated with the military and looking for a card that earns rewards points on every purchase, the USAA Rewards Visa Signature Card could be an ideal solution.

Read full review

Less

Credit Cards Explained

An easy starter card

from Credit Cards Explained

Those looking for premier cash back rewards are not this card’s target demographic. If you’re a member of the military looking for a company who will understand why you’re making purchases overseas, the USAA Rewards Visa Signature card is perfect for you.

Read full review

Those looking for premier cash back rewards are not this card’s target demographic. If you’re a member of the military looking for a company who will understand why you’re making purchases overseas, the USAA Rewards Visa Signature card is perfect for you.

Read full review

Less

SmartAsset

Easily earned points and solid rewards

USAA members looking for a solid rewards card should be pretty happy with the USAA Rewards Visa Signature card. There are no excessive requirements, fees or conditions that you need to follow.

Read full review

USAA members looking for a solid rewards card should be pretty happy with the USAA Rewards Visa Signature card. There are no excessive requirements, fees or conditions that you need to follow.

Read full review

Less

Bankrate

An OK choice for the special military benefits

from Bankrate

The special military benefits on the USAA Rewards Visa Signature make it a worthy option for those who serve our country. But outside of the special perks and benefits for those actively deployed, the card offers meh rewards and less-than-favorable interest rates for those with less-than-favorable credit scores.

Read full review

The special military benefits on the USAA Rewards Visa Signature make it a worthy option for those who serve our country. But outside of the special perks and benefits for those actively deployed, the card offers meh rewards and less-than-favorable interest rates for those with less-than-favorable credit scores.

Read full review

Less

Hustler MoneyBlog

A no-fuss credit card with a straight forward cash back program and no annual fee

from Hustler MoneyBlog

If you’re part of the military family and are eligible then sign up for the USAA Rewards Visa Signature card today! You will instantly earn 2,500 bonus points with your first completed purchase with the credit card and you will continuously earn 1X points for every $1. You’ll get the lowest A...More

If you’re part of the military family and are eligible then sign up for the USAA Rewards Visa Signature card today! You will instantly earn 2,500 bonus points with your first completed purchase with the credit card and you will continuously earn 1X points for every $1. You’ll get the lowest APR during deployment or PCS that no other card can offer. 

Read full review

Less

User Reviews


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