Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brett Holzhauer, MoneyGeekWith no annual fee or foreign transaction fee, along with a 15-month 0% APR on balance transfers and convenience checks, the USAA Rewards Visa Signature card may be a good option for most military members.
- SmartAssetUSAA members looking for a solid rewards card should be pretty happy with the USAA Rewards Visa Signature card. There are no excessive requirements, fees or conditions that you need to follow.
- Rebecca Lake, MyBankTrackerWhether or not you should get the USAA Rewards Visa Signature Card ultimately comes down to how often you spend, what you spend the most on, and what you plan to do with your rewards. If you want a card that doesn’t make earning or redeeming rewards a headache and offers extras for military service,...
- Chauncey Crail, Robin Saks Frankel, ForbesEarning 2 points per dollar on gas and dining out and 1 point per dollar on all other purchases, the no-annual-fee USAA Rewards Visa Signature Credit Card isn’t a great card, but it may be a convenient choice for those who bank or insure with USAA and don’t want to pay foreign transaction fees.
- Lance Cothern, InvestopediaThe USAA Rewards Visa Signature isn’t a costly card; it doesn’t charge an annual fee, penalty APR, minimum interest charge, or foreign transaction fees. Some competing credit cards have one or more of these fees. However, the card offers a one-time offer and points rewards that, as best we could gle...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.15% ‐ 31.15% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.15% ‐ 31.15% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
15.15% ‐ 31.15% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 5% |
| Cash Advance Fee |
5% Fee waived when transferring funds electronically to a USAA deposit account. |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$35.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | 2 points per $1 spent |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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