Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brett Holzhauer, MoneyGeekUSAA members who want simple and direct terms may find the USAA Preferred Cash Rewards Visa Signature to be an ideal card. With no annual or foreign transaction fees, it can offer potential savings.
- Brett Holzhauer, FinanceBuzzIf you’re looking for hassle-free cashback earnings as a USAA member, the USAA Preferred Cash Rewards Visa Signature Card could be a great fit for your needs. Additionally, if you’re a current military member looking at active duty in your future, you might also benefit from the extra-low interest r...
- Claire Dickey, BankrateWith such a wide variety of perks, this card could be a good fit for many types of consumers. Along with service members who are about to be deployed, this could also be a worthwhile choice for other USAA members. They can optimize their cash-back rewards by shopping at the USAA MemberShop which giv...
- Rebecca Lake, MyBankTrackerUSAA Preferred Cash Rewards® VISA Signature® is a solid pick if you want hassle-free cash back rewards with no annual fee. The extra benefits afforded to military members also makes it a preferred choice over a traditional rewards USAA Preferred Cash Rewards VISA Signature is a solid pick if you wan...
- SmartAssetUSAA members who are looking for a straightforward cash back card could do worse than the USAA Preferred Cash Rewards Visa Signature Card. The card offers competitive 1.5% cash back on all purchase categories. Your cash is redeemable whenever you want to access it.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.4% ‐ 30.4% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.4% ‐ 30.4% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
16.4% ‐ 30.4% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 3% |
| Cash Advance Fee |
3% Fee waived when transferring funds electronically to a USAA deposit account. |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$35.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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