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USAA Eagle Navigator™ Visa Signature® Credit Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
20.15% ‐ 28.4% (Variable)
Interest Rate: Purchases
20.15% ‐ 28.4% (Variable)
Balance Transfer
20.15% ‐ 28.4% (Variable)
Balance Transfer
20.15% ‐ 28.4% (Variable)
2 - 3 points
2 - 3 points
Signup Bonus
Signup Bonus

Informr score
The USAA Eagle Navigator™ Visa Signature® Credit Card currently has an Informr score of 6 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?

USAA Eagle Navigator™ Visa Signature® Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Points Guy
The Points Guy

The straightforward perks of the USAA Eagle Navigator make it a decent choice for military members and their families who want to earn easy cash back on purchases. However, it's only available to USAA members, which is limited to current and former military plus their spouses and dependents. Since t...

- Stanley Sanford, The Points Guy


Interest Rates
Regular APR Interest Rate 20.15% ‐ 28.4% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.15% ‐ 28.4% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 20.15% ‐ 28.4% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%
Cash Advance Fee 5%

Fee waived when transferring funds electronically to a USAA deposit account.

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $35.00


Sign up bonus No
All Purchases 2 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 3 points per $1 spent

On purchases made on air, hotel, car and vacation rentals, rideshare, tolls and more

Pharmacy No
Bills No
Additional Details

Annual 10,000 bonus points (equals $100 in travel) after booking hotel or car through the USAA Rewards Center

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Up to $100 TSA PreCheck® or Global Entry® credit every four years
  • Trip Cancellation and Interruption Coverage
  • Baggage Delay Reimbursement Coverage
  • Cell Phone Protection
  • Trip Cancellation and Interruption
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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