Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Dashia Milden, CnetIf you need money fast, a personal loan may help. But most loans lack two perks -- rewards and savings features. The Upgrade Triple Cash Rewards Visa® offers you a personal loan that you can access in two ways -- as a credit card, which lets you earn rewards, or as a traditional loan. The Upgrade Tr...
- Brett Holzhauer, MoneyGeekThe U.S. Bank Triple Cash Rewards Visa® Business Card is great for small businesses that want to take advantage of the card’s wide range of bonus categories and no annual fee. While this is essentially a 1% cash back card, its introductory 0% APR rate is a rare find for all your business spending.
- John Kiernan, WalletHubThe U.S. Bank Business Triple Cash Rewards World Elite Mastercard® is a good credit card for business owners with good credit or better who want to earn bonus rewards in popular business spending categories and avoid interest on company financing for well over a year. U.S. Bank Business Triple Cash...
- Ben Walker, FinanceBuzzThe U.S. Bank Business Triple Cash Rewards is a small business credit card, which means you need to run a business to be eligible to qualify. If you’re looking for a personal consumer card, you have plenty of other U.S. Bank credit cards to choose from. For business owners, this card hits many of th...
- Holly Johnson, NextAdvisorThe U.S. Bank Triple Cash Card offers a number of perks for a relatively under-the-radar business credit card. You can earn 3% cash back across several everyday spending categories and a welcome offer worth $500. Plus, there’s an introductory APR of 0% on purchases and balance transfers for a limite...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.74% ‐ 27.74% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.74% ‐ 27.74% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee |
$40.00 Maximum |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$500 after spending $4,500 On purchases within the first 150 days. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 3% cash back |
| Gas |
3% cash back Including EV charging stations |
| Groceries | No |
| Hotels |
5% cash back On prepaid hotels |
| Travel |
5% cash back On car rentals booked directly in the Travel Rewards Center |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with U.S. Bank Triple Cash Rewards Visa® Business Card