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U.S. Bank Triple Cash Rewards Visa® Business Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.99% ‐ 25.99% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
16.99% ‐ 25.99% (Variable) (0% for the first 15 months)
Balance Transfer
16.99% ‐ 25.99% (Variable) (0% for the first 15 months)
Balance Transfer
16.99% ‐ 25.99% (Variable) (0% for the first 15 months)
Rewards
1 - 5% cashback
Rewards
1 - 5% cashback
Signup Bonus
$500 after spending $4,500
Signup Bonus
$500 after spending $4,500


8.2/10
Informr score
The U.S. Bank Triple Cash Rewards Visa® Business Card currently has an Informr score of 8.2 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?


U.S. Bank Triple Cash Rewards Visa® Business Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


WalletHub
WalletHub

The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® is a good credit card for business owners with good credit or better who want to earn bonus rewards in popular business spending categories and avoid interest on company financing for well over a year. U.S. Bank Business Triple Cash...

- John Kiernan, WalletHub
FinanceBuzz
FinanceBuzz

The U.S. Bank Business Triple Cash Rewards is a small business credit card, which means you need to run a business to be eligible to qualify. If you’re looking for a personal consumer card, you have plenty of other U.S. Bank credit cards to choose from. For business owners, this card hits many of th...

- Ben Walker, FinanceBuzz
NextAdvisor
NextAdvisor

The U.S. Bank Triple Cash Card offers a number of perks for a relatively under-the-radar business credit card. You can earn 3% cash back across several everyday spending categories and a welcome offer worth $500. Plus, there’s an introductory APR of 0% on purchases and balance transfers for a limite...

- Holly Johnson, NextAdvisor
Fit Small Business
Fit Small Business

The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® has no annual fee and is best for businesses that often spend money on eligible categories such as office supplies, gas, and cellphone services. This card also offers a $100 statement credit for recurring software subscription servic...

- Nancy Fernandez, Fit Small Business
Miles to Memories
Miles to Memories

With no frills but also no annual fee, this card stands on the principle of uncapped earning in some big categories for business owners.

- Miles to Memories

Details


Interest Rates
Regular APR Interest Rate 16.99% ‐ 25.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.99% ‐ 25.99% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 30 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $40.00

Maximum

Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $500 after spending $4,500

On purchases within the first 150 days.

Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas 3% cash back

Including EV charging stations

Groceries No
Hotels 5% cash back

On prepaid hotels

Travel 5% cash back

On car rentals booked directly in the Travel Rewards Center

Pharmacy No
Bills No
Additional Details
  • 3% cash back on eligible office supply store and cell phone/service provider
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits

Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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