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U.S. Bank Business Altitude™ Connect World Elite Mastercard® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
20.24% ‐ 28.24% (Variable)
Interest Rate: Purchases
20.24% ‐ 28.24% (Variable)
Balance Transfer
20.24% ‐ 28.24% (Variable)
Balance Transfer
20.24% ‐ 28.24% (Variable)
1 - 5 points
1 - 5 points
Signup Bonus
60000 points (after spending $6,000)
Signup Bonus
60000 points (after spending $6,000)

Informr score
The U.S. Bank Business Altitude™ Connect World Elite Mastercard® currently has an Informr score of 7.9 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?

U.S. Bank Business Altitude™ Connect World Elite Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

This card is clearly for those who are always on the go. Between its bonus and heavy list of perks and protections, this card can make a great travel companion. The annual fee is waived the first year and goes to $95 per year afterwards. For frequent travelers who maximize the bonus categories and p...

- India Davis,

This card is ideal for small business owners who desire high-level travel rewards, but if you want to earn rewards on non-travel-related business expenses, this card may not be for you.

- Re'Dreyona Walker, Bankrate
Fit Small Business
Fit Small Business

The U.S. Bank Business Altitude™ Connect World Elite Mastercard is an excellent option if you travel frequently and have substantial fuel expenses. You will earn premium rewards on the first $150,000 spent on these categories per year. Plus, you’ll benefit from travel perks like complimentary access...

- Benilyn Formoso, Fit Small Business

The U.S. Bank Business Altitude Connect works best for business owners who want travel, gas, and dining rewards. If you’re not on the road often, you might want to consider a different credit card.

- Ben Walker, FinanceBuzz

This powerful business travel credit card from US Bank offers cardholders the chance to earn generous rewards on purchases, as well as a hefty sign up bonus. The annual fee with this card is $0 Intro annual fee for the first year, $95 per year thereafter, but there are also a few helpful bonus credi...

- Thomas Donaldson, CompareCredit


Interest Rates
Regular APR Interest Rate 20.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00

Waived on the first year

Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $40.00
Late Payment Fee $40.00
Sign up bonus 60000 points after spending $6,000

On purchases within the first 180 days

All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent

On dining, takeout, and restaurant delivery

Gas 4 points per $1 spent

On gas and EV charging stations

Groceries No
Hotels 5 points per $1 spent

When booked directly in the Rewards Center, otherwise 4 points $1 spent

Travel 4 points per $1 spent
Pharmacy No
Bills No
Additional Details
  • 2 points per $1 spent on cell phone services
  • 5 points per $1 spent on car rentals
  • 4 points reward category limited to $150,000 in combined annual spend
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Priority Pass™ Digital annual membership, plus four complimentary visits per membership year
  • U.S. Bank ExtendPay® Plan
  • Receive a $25 statement credit after every three consecutive monthly taxi or rideshare transactions paid for with your card
  • Lost luggage insurance
  • Travel assistance services
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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