Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Miranda Marquit, InvestopediaEducational expenses are on just about every family’s mind these days, and the Upromise Mastercard savvily targets that niche. By linking to a popular investment vehicle, the 529 plan, the card offers an appealing way to save, enhanced with some attractive ways to increase the amount of cash back. A...
- Chauncey Crail, Robin Saks Frankel, ForbesThe Upromise Mastercard offers a convenient way to put cash-back rewards toward an eligible college savings plan account. When used in conjunction with Upromise’s reward service and online partners, rewards earned toward college savings could be even more significant than the 1.529% cash back earnin...
- Holly D. Johnson, Michael Rosenston, The BalanceMay not be the most lucrative cash-back credit card available today, but it does come with the advantage of letting you transfer your rewards directly to a 529 college savings account. If you’re eager to start building up money for college and don’t want to pay an annual fee for a credit card, you m...
- Holly Johnson, NextAdvisorThe Upromise Mastercard is a solid option for anyone looking to start regular contributions toward a college savings plan. Just remember to compare the rewards you may get with other no annual fee cash back credit cards that offer more flexibility or higher cash back rates.
- Ben Luthi, SlickDealsThe Upromise Mastercard created a novel way to use your everyday spending to maximize your college savings. Between the extra rewards and the round-up feature, you can use the card to seamlessly save for your child’s education without needing to do all the legwork yourself. It also has some other ni...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.74% ‐ 28.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.74% ‐ 28.74% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$100 after spending $500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1.25% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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