Upromise® Mastercard®

Upromise® Mastercard® review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
16.74% ‐ 26.74% (Variable)
Balance Transfer
16.74% ‐ 26.74% (Variable) (0% for the first 15 months)
Rewards
1.25% cashback
Signup Bonus
-


Am I eligible?


Upromise® Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder

If you find it hard to save money for college, the Upromise Mastercard could be worth considering. Every billing cycle, you can directly deposit your cash back to your 529 college savings plan, so you don’t have to worry about spending your rewards.

- Finder

Details


Interest Rates
Regular APR Interest Rate 16.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 26.74% (Variable) (0% for the first 15 months)

- Intro rate applies on balances transferred within the first 45 days of account opening.

- This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1.25% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

- Receive a 15% bonus on your total cash back when you link your Upromise Program account to an eligible 529 College Savings Plan

- Upromise Round Up lets you Round Up your purchases so you can earn more cash back

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Additional Benefits

Complimentary ShopRunner membership

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Upromise® Mastercard®

Rate It:

Critic Reviews


Finder

Earn cash back on your purchases and save it for college

If you find it hard to save money for college, the Upromise Mastercard could be worth considering. Every billing cycle, you can directly deposit your cash back to your 529 college savings plan, so you don’t have to worry about spending your rewards.

Read full review

If you find it hard to save money for college, the Upromise Mastercard could be worth considering. Every billing cycle, you can directly deposit your cash back to your 529 college savings plan, so you don’t have to worry about spending your rewards.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.