Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jennifer Doss, CardRatings.comThe United Gateway℠ Card is ideal for those who travel regularly with United Airlines or its partners and don't want to pay an annual fee. While its benefits aren't as flashy or lucrative as some other travel cards, it is a solid option with little to no downsides for United fans.
- Brett Holzhauer, MoneyGeekIf you don’t mind foregoing travel perks and just want to earn miles without any additional cost, this card fits the bill. It’s perfect for occasional flyers, beginner miles collectors and regular commuters who can take advantage of the bonus categories.
- Ben Schlappig, One Mile at a TimeThe United Gateway Card is United Airlines’ no annual fee personal credit card. The card has no foreign transaction fees and offers 2x miles in select bonus categories. On top of that, the card offers 25% savings on inflight purchases, as well as useful purchase and travel protection. If you want a...
- John Csiszar, GOBankingRatesThe Chase United Gateway Card doesn't have an annual fee, offers a sign-up bonus and doesn't charge for foreign transaction fees, making it great for those fee-adverse users. Being an entry-level card, it might not be the best fit for those looking for more valuable features and benefits.
- Gregory Karp, NerdWalletThe entry-level credit card for United Airlines offers a free way to test an airline card, but given its lack of perks, devoted United flyers might soon want to upgrade.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.99% ‐ 27.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.99% ‐ 27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
20000 miles after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | No |
| Gas | 2 miles for $1 spent |
| Groceries | No |
| Hotels | No |
| Travel |
2 miles for $1 spent Spent on purchases from United, including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, baggage service charges and other United fees. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
2 miles per $1 spent on local transit and commuting, including ride share services, taxicabs, train tickets, tolls, and mass transit |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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