Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brett Holzhauer, MoneyGeekThe United Club℠ Infinite Card includes a high annual fee. However, cardholders can make up for it by maximizing its benefits. If you are a frequent traveler looking to enjoy exclusive benefits, this card may be right for you — especially if you plan to make international purchases. The United Club℠...
- Ben Schlappig, One Mile at a TimeThe United Club Infinite Card is United’s most premium personal credit card. While the card has a $525 annual fee, it offers incredible perks, including a United Club membership, a free first and second checked bag, upgrades on award tickets (including for a companion), and much more. On top of that...
- Jennifer Yellin, The Points GuyIf you spend thousands of dollars on United flights each year, the United Club Infinite Card is worth considering. You’re getting a great earning rate for a cobranded card, a strong lineup of perks, United Club access and solid travel protections. Use this opportunity to start stockpiling MileagePlu...
- John Csiszar, GOBankingRatesThe hefty $525 annual fee of the Chase United Club Infinite Card outweighs most of the benefits of the card for the average traveler, but for those looking to buy United Club lounge access at a discount, it can offer tremendous value.
- Nouri Zarrugh, CreditCards.comFrequent flyers looking to earn United miles and enjoy premium perks can get a lot of value out of this card thanks to its impressive rewards rate. That said, the annual fee will be hard to justify if you’re not a die-hard United fan.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.99% ‐ 27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.99% ‐ 27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$525.00 Waived on the first year |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
80000 points after spending $5,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
4 miles for $1 spent |
| Pharmacy | No |
| Bills | No |
| Additional Details |
2 miles per $1 spent on eligible delivery services including GrubHub, Caviar, Seamless and DoorDash. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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