Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brett Holzhauer, MoneyGeekIf you are a frequent Southwest traveler, you can use this card to earn points and spending bonuses when you make Southwest purchases. Businesses seeking an option that offers employee cards at no extra cost may consider making the Southwest® Rapid Rewards® Performance Business Credit Card part of t...
- Jennifer Doss, CardRatings.comGood things usually come at a cost, and we think the annual fee associated with the Southwest® Rapid Rewards® Performance Business Credit Card can easily be offset with the amount of good that comes with it. Not only is the signup bonus great, but the point earning potential is huge, especially if S...
- Ben Schlappig, One Mile at a TimeThe Southwest Performance Business Card is exceptional, and I’d argue it’s the single best Southwest Airlines credit card. In addition to the huge bonus of 80K points, the card also offers 9,000 anniversary bonus points, 365 Wi-Fi credits per year, four upgraded boardings per year, a $500 credit tow...
- Miranda Marquit, FinanceBuzzWhether the Southwest Rapid Rewards Performance Business Credit Card is worth the fee depends on how quickly you can earn and redeem points. The annual fee is $199, so to make the card worthwhile, you probably need to be able to earn enough points for at least one free flight a year. For some, the p...
- Jarrod West, Upgraded PointsIf you’re a dedicated Southwest flyer who is looking for a card that will help you reach Southwest elite status, and will get tons of value out of the Wi-Fi credit and Upgraded Boarding certificates, then the card would likely be very worth it for you.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 20.24% ‐ 27.24% (Variable) |
| Balance Transfer Interest Rate | 20.24% ‐ 27.24% (Variable) |
| Cash Advance Interest Rate | 29.24% (Variable) |
| Rates & Fees | |
| Annual Fee | $199.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
80000 points after spending $5,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 3 points per $1 spent |
| Travel |
4 points per $1 spent On Southwest Airlines® purchases |
| Pharmacy | No |
| Bills |
2 points per $1 spent On internet, cable, and phone services |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders |
Employee cards at no additional cost and earn points on employee spending |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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