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QuicksilverOne® from Capital One® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
30.49% (Variable)
Interest Rate: Purchases
30.49% (Variable)
Balance Transfer
30.49% (Variable)
Balance Transfer
30.49% (Variable)
1.5% cashback
1.5% cashback
Signup Bonus
Signup Bonus

Informr score
The QuicksilverOne® from Capital One® currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 30 sources including reviews from users and the web's most trusted critics.

Am I eligible?

QuicksilverOne® from Capital One® is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you put more than $2,600 a year on this card — around $220 a month — this is a top-notch card, as the rewards will make up for the fee.

- Paul Soucy, NerdWallet

Having a fair credit score doesn’t have to leave you out of the running for the chance to earn rewards. Though you’ll have to cover a small annual fee for the Capital One QuicksilverOne, your fair credit score can still get you a low-hassle flat rewards rate and a few key cardholder perks.

- Re'Dreyona Walker, Bankrate

If you want to improve your imperfect credit with the use of a credit card while also earning rewards on every purchase, the Capital One QuicksilverOne Cash Rewards Credit Card can be a great fit. You'll pay a $39 annual fee, but you'll earn a solid cash back rate on every purchase and get access to...

- Tracy Brackman, ValuePenguin
Business Insider
Business Insider

The Capital One QuicksilverOne Cash Rewards Credit Card could be the right choice for you if you're building your credit history. You could be able to qualify for the card even if you don't have an excellent credit score, and you'll earn at least 1.5% cash back on your purchases. However, there's no...

- Tessa Campbell, Business Insider
Money Crashers
Money Crashers

The Capital One QuicksilverOne Cash Rewards Credit Card is one of the few cash back cards that openly advertises itself to applicants with average credit. Compared to Quicksilver, its stablemate, this is a big benefit. That said, you shouldn’t expect your QuicksilverOne account to come with a sky-hi...

- Brian Martucci, Money Crashers


Interest Rates
Regular APR Interest Rate 30.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 30.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 30.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $39.00
Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $3

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus No
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits

Up to 6 months of complimentary Uber One membership statement credits

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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