Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Paul Soucy, NerdWalletIf you put more than $2,600 a year on this card — around $220 a month — this is a top-notch card, as the rewards will make up for the fee.
- Re'Dreyona Walker, BankrateHaving a fair credit score doesn’t have to leave you out of the running for the chance to earn rewards. Though you’ll have to cover a small annual fee for the Capital One QuicksilverOne, your fair credit score can still get you a low-hassle flat rewards rate and a few key cardholder perks.
- Tracy Brackman, ValuePenguinIf you want to improve your imperfect credit with the use of a credit card while also earning rewards on every purchase, the Capital One QuicksilverOne Cash Rewards Credit Card can be a great fit. You'll pay a $39 annual fee, but you'll earn a solid cash back rate on every purchase and get access to...
- Tessa Campbell, Business InsiderThe Capital One QuicksilverOne Cash Rewards Credit Card could be the right choice for you if you're building your credit history. You could be able to qualify for the card even if you don't have an excellent credit score, and you'll earn at least 1.5% cash back on your purchases. However, there's no...
- Brian Martucci, Money CrashersThe Capital One QuicksilverOne Cash Rewards Credit Card is one of the few cash back cards that openly advertises itself to applicants with average credit. Compared to Quicksilver, its stablemate, this is a big benefit. That said, you shouldn’t expect your QuicksilverOne account to come with a sky-hi...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
30.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
30.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
30.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $39.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay |
| Virtual Cards | Yes |
| Additional Benefits |
Up to 6 months of complimentary Uber One membership statement credits |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with QuicksilverOne® from Capital One®