Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Nouri Zarrugh, BankrateIt’s worth considering the Quicksilver Secured if you want a low-cost way to boost your credit score while earning cash back with no annual fee. That said, the card’s high ongoing APR and minimum deposit requirement may be a drawback.
- John S Kiernan, WalletHubA good credit card for earning rewards while you build credit. It has a $0 annual fee, reports to all three major credit bureaus each month, and gives 1.5% cash back on all purchases, so it’s definitely worth considering.
- Ben Walker, FinanceBuzzThe Capital One Quicksilver Secured Cash Rewards Credit Card is a good card for those with poor or bad credit. You may qualify for this card with poor credit yet get a healthy cashback rewards rate. Please note that credit scores are only one factor that card issuers look at and your score does I no...
- Funto Omojola, NerdWalletYou’ll get comprehensive credit reporting, the chance to upgrade to an unsecured product and the ability to earn rewards — all of which make the card stand out as a great option for those seeking to build or rebuild their credit.
- Brian Martucci, Money CrashersThere’s more to like than dislike about the Quicksilver Secured Rewards Card from Capital One. Simply put, this is one of the best credit cards in the secured card category, and a great choice as a first credit card if you’re still in the process of building credit. Just be realistic about your chan...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
29.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
29.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 0% |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $200 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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