Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Walker, FinanceBuzzThe Capital One Quicksilver Secured Cash Rewards Credit Card is a good card for those with poor or bad credit. You may qualify for this card with poor credit yet get a healthy cashback rewards rate. Please note that credit scores are only one factor that card issuers look at and your score does I no...
- Nouri Zarrugh, Brendan Dyer, Garrett Yar, BankrateIt’s worth considering the Quicksilver Secured if you’re looking for a low-cost way to boost your credit score while earning cash back with no annual fee. That said, the card’s high ongoing APR rate and minimum deposit requirement may be a drawback.
- Funto Omojola, NerdWalletYou’ll get comprehensive credit reporting, the chance to upgrade to an unsecured product and the ability to earn rewards — all of which make the card stand out as a great option for those seeking to build or rebuild their credit.
- Brian Martucci, Money CrashersThere’s more to like than dislike about the Quicksilver Secured Rewards Card from Capital One. Simply put, this is one of the best credit cards in the secured card category, and a great choice as a first credit card if you’re still in the process of building credit. Just be realistic about your chan...
- Chris Butsch, MoneyUnder30The Capital One Quicksilver Secured Cash Rewards Credit Card is an ideal choice for anyone looking to bump up their credit score with responsible card use while earning cash back with every purchase.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 3% |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $200 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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