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Quicksilver Secured Rewards from Capital One review

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Advertiser Disclosure

Annual Fee
$0.00
Minimum Deposit
$200.00
Interest Rate: Purchases
26.99% (Variable)
Balance Transfer
26.99% (Variable)


8.7/10
Informr score
The Quicksilver Secured Rewards from Capital One currently has an Informr score of 8.7 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Quicksilver Secured Rewards from Capital One is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $200.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz
FinanceBuzz

The Capital One Quicksilver Secured Cash Rewards Credit Card is a good card for those with poor or bad credit. You may qualify for this card with poor credit yet get a healthy cashback rewards rate. Please note that credit scores are only one factor that card issuers look at and your score does I no...

- Ben Walker, FinanceBuzz
Bankrate
Bankrate

It’s worth considering the Quicksilver Secured if you’re looking for a low-cost way to boost your credit score while earning cash back with no annual fee. That said, the card’s high ongoing APR rate and minimum deposit requirement may be a drawback.

- Nouri Zarrugh, Brendan Dyer, Garrett Yar, Bankrate
NerdWallet
NerdWallet

You’ll get comprehensive credit reporting, the chance to upgrade to an unsecured product and the ability to earn rewards — all of which make the card stand out as a great option for those seeking to build or rebuild their credit.

- Funto Omojola, NerdWallet
Money Crashers
Money Crashers

There’s more to like than dislike about the Quicksilver Secured Rewards Card from Capital One. Simply put, this is one of the best credit cards in the secured card category, and a great choice as a first credit card if you’re still in the process of building credit. Just be realistic about your chan...

- Brian Martucci, Money Crashers
MoneyUnder30
MoneyUnder30

The Capital One Quicksilver Secured Cash Rewards Credit Card is an ideal choice for anyone looking to bump up their credit score with responsible card use while earning cash back with every purchase.

- Chris Butsch, MoneyUnder30

Details


Interest Rates
Regular APR Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Premier Access
  • Emergency Card Replacement
Eligibility
Minimum Security Deposit $200
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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