Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateIt’s worth considering the Quicksilver Secured if you have no credit history and need a way to build credit. You’ll earn rewards for your purchases, but the card’s high ongoing APR and minimum deposit requirement could turn you away if you’re hoping to keep costs low.
- Emily Sherman, CreditCards.comBoasting one of the best rewards rates available on a secured card, the Quicksilver Secured is a terrific starting point for credit-builders who don’t mind tying up money in a deposit. Unfortunately, though, its initial credit limit is a bit low.
- Funto Omojola, NerdWalletYou’ll get comprehensive credit reporting, the chance to upgrade to an unsecured product and the ability to earn rewards — all of which make the card stand out as a great option for those seeking to build or rebuild their credit.
- Ben Luthi, Credit KarmaThe Capital One Quicksilver Secured Cash Rewards Credit Card may be worth considering if you’re working on building or rebuilding your credit and you want to earn rewards. This card allows you to earn a good rewards rate and offers the potential for an upgrade to an unsecured card. The rewards rate...
- John S Kiernan, WalletHubThe Capital One Quicksilver Secured Card is worth it for people with bad credit who are willing to put down a security deposit in order to get great rewards. The card is also great for people who want to avoid an annual fee.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
30.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
30.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
30.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 0% |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $200 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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