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Quicksilver Secured Rewards from Capital One review

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Advertiser Disclosure

Annual Fee
$0.00
Minimum Deposit
$200.00
Interest Rate: Purchases
26.99% (Variable)
Balance Transfer
26.99% (Variable)


8.5/10
Informr score
The Quicksilver Secured Rewards from Capital One currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Quicksilver Secured Rewards from Capital One is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $200.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Credit Card Insider
Credit Card Insider

With no annual fee and respectable rewards, the Capital One Quicksilver Secured Cash Rewards Credit Card makes a great choice if you’re in the market for a secured card.

- Brendan Harkness, Credit Card Insider
NerdWallet
NerdWallet

You’ll get comprehensive credit reporting, the chance to upgrade to an unsecured product and the ability to earn rewards — all of which make the card stand out as a great option for those seeking to build or rebuild their credit.

- Funto Omojola, NerdWallet
Bankrate
Bankrate

If you’re looking for a chance to build credit while keeping costs low, a secured credit card is a great first step. Though you’ll need to put down a refundable security deposit to get started, secured cards typically cost less and offer better terms than the unsecured cards available for people wit...

- Nouri Zarrugh, Brendan Dyer, Garrett Yar, Bankrate
CreditCards.com
CreditCards.com

Boasting one of the best rewards rates available on a secured card, the Quicksilver Secured is a terrific starting point for credit-builders who don’t mind tying up money in a deposit. Unfortunately, though, its initial credit limit is a bit low.

- Itzel Garcia Ruiz, CreditCards.com
WalletHub
WalletHub

A good credit card for earning rewards while you build credit. It has a $0 annual fee, reports to all three major credit bureaus each month, and gives 1.5% cash back on all purchases, so it’s definitely worth considering.

- John S Kiernan, WalletHub

Details


Interest Rates
Regular APR Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Premier Access
  • Emergency Card Replacement
Eligibility
Minimum Security Deposit $200
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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