PNC points® Visa® Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
13.49% ‐ 23.49% (Variable) (0% for the first 12 months)
Balance Transfer
13.49% ‐ 23.49% (Variable) (0% for the first 12 months)
Rewards
4 points
Signup Bonus
50000 points (after spending $750)


6.8/10
Informr score
The PNC points® Visa® Credit Card currently has an Informr score of 6.8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


PNC points® Visa® Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Cardcruncher

The PNC points® Visa® Credit Card offers 4X points per dollar on all purchases. How much those points are worth will depend on a variety of factors, including how you redeem them. The card also comes with a sign-up bonus of 50,000 points once you spend $750 within the first three months. PNC checkin...

- Cardcruncher
CreditCards.com

Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.

- Kelly Dilworth, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 13.49% ‐ 23.49% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.49% ‐ 23.49% (Variable) (0% for the first 12 months)
  • Intro rate applies on balances transferred within the first 90 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 24.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 50000 points after spending $750

On purchases within the first 3 months.

Rewards
All Purchases 4 points per $1 spent

In qualifying purchases

Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Earn 25% bonus points when you maintain a Virtual Wallet and meet minimum balance, direct deposit or other criteria requirements.
  • Earn 50% bonus points when you maintain a Performance Checking account OR Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements.
  • Earn 75% bonus points when you maintain a Performance Select Checking account OR Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Android Pay
Additional Benefits

PNC Security Assurance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Cardcruncher

A simple rewards credit card

The PNC points® Visa® Credit Card offers 4X points per dollar on all purchases. How much those points are worth will depend on a variety of factors, including how you redeem them. The card also comes with a sign-up bonus of 50,000 points once you spend $750 within the first three months. PNC ch...More

The PNC points® Visa® Credit Card offers 4X points per dollar on all purchases. How much those points are worth will depend on a variety of factors, including how you redeem them. The card also comes with a sign-up bonus of 50,000 points once you spend $750 within the first three months. PNC checking account customers can qualify for even better rewards rates with the PNC points® Visa®.

Read full review

Less

CreditCards.com

Looks can be deceiving with this rewards credit card

from CreditCards.com

Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.

Read full review

Despite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.