Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Luthi, Khara Scheppmann, The BalanceThe PNC points Visa Credit Card makes it easy to earn a lot of rewards points, but they’re worth so little that most people are better off with any number of other cash-back cards on the market. The one way to get a decent value is to maintain a big balance in a qualifying PNC checking account.
- Kelly Dilworth, CreditCards.comDespite its sky-high rewards rate, the PNC points Visa credit card is a run-of-the-mill rewards card dressed in a more generous card’s clothing.
- CardcruncherThe PNC points® Visa® Credit Card offers 4X points per dollar on all purchases. How much those points are worth will depend on a variety of factors, including how you redeem them. The card also comes with a sign-up bonus of 50,000 points once you spend $750 within the first three months. PNC checkin...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 30.24% (Variable) (0% for the first 12 months)
|
| Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$38.00 Maximum |
| Promotions | |
| Sign up bonus |
100000 points after spending $1,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases |
4 points per $1 spent In qualifying purchases |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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