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Netspend® Small Business Prepaid Mastercard

Netspend® Small Business Prepaid Mastercard review

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Card Price
Card Maintenance Fee
$9.95 per month
Signup Bonus

What the Critics Are Saying...


The Netspend® Small Business Prepaid Mastercard is a versatile prepaid card designed to give companies better control of their finances. The card helps small companies separate personal and business expenses through a dedicated account. Cardholders can even set up subaccounts to give your employees...

- BestCards

Applying for the Netspend Small Business Prepaid Mastercard is an excellent short-term option if you’re just starting your business. It will allow you to keep track of your spending, accept payments, and give employees spending limits.

- CreditShout

The Netspend Small Business Prepaid card is ideal for small business owners who want a streamlined way to accept payments on the go and manage employee spending. The account comes with a card reader that allows you to accept payments over the phone, in person and online. Plus, you can create up to 1...

- Cassidy Horton, Finder

Prepaid business debit card holders preload their card with however much money they want to spend, ensuring that they never go over their limit or spend more than they can afford. 

- Fundera


Card Price $0.00

Activation Fee $0.00
Card Maintenance Fee $9.95 per month

Fee assessed on the monthly anniversary of first funding

Minimum Load Amount Unknown
Maximum Load Amount $7,500.00

Max Balance $25,000.00

15000$ - Maximum Card Account Value –Level 1 Accounts

25000$ - Maximum Card Account Value –Level 2 Accounts

Includes Master Account and any Subaccounts. We will review ACH Deposits that may result in the value of the Card Account exceeding the stated maximum value. If we determine the ACH Deposit is valid, we may permit the value of the Card Account to exceed the stated maximum value.

Transaction Fees
Add Money
Direct Deposit
Cash Loads
Card to card transfer
Spend Money
Purchase Fee
Bill Payment
Foreign Transaction Fee

Surcharge assessed based on U.S. Dollar amount of the purchase transaction and is in addition to the ATM Cash Withdrawal Fee – International or OTC Withdrawal Fee.

Get Cash
ATM withdrawal fee (Domestic) - In Network

Per withdrawal, plus third party ATM operator fees, if any.

ATM withdrawal fee (Domestic) - Out of Network
ATM withdrawal fee (International)

Per withdrawal, plus the Foreign Transaction Surcharge, and third party ATM operator fees, if any.

Over-the-counter cash withdrawal (Domestic)

Per withdrawal, plus the Foreign Transaction Surcharge, if applicable. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution.

Over-the-counter cash withdrawal (International)

Fee may be assessed by reload location and may vary from location to location; see location for details. Service not available at all reload locations. This is a third party fee, not assessed by Bank.

Balance Inquiry (at ATM)

Per inquiry, plus third party ATM operator fees, if any

Card replacement
Card Replacement and Express Delivery Fee
Monthly Paper Statements
Custom Card Fee OR Customization
Sign up bonus -
Rewards -
Features & Benefits
Additional Card Holders Yes
Funds Don't Expire Yes
Supported Currencies USD
Zero Liability
Fraud Protection Yes
Custom Design No
Wireless Payments No
Virtual Cards
Minimum Age
Temporary Residents
Additional comments -
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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