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Netspend® Small Business Prepaid Mastercard review

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Advertiser Disclosure

Card Price
-
Card Maintenance Fee
$9.95 per month
Rewards
No
Signup Bonus
No


What the Critics Are Saying...


BestCards
BestCards

The Netspend® Small Business Prepaid Mastercard is a versatile prepaid card designed to give companies better control of their finances. The card helps small companies separate personal and business expenses through a dedicated account. Cardholders can even set up subaccounts to give your employees...

- BestCards
CreditShout
CreditShout

Applying for the Netspend Small Business Prepaid Mastercard is an excellent short-term option if you’re just starting your business. It will allow you to keep track of your spending, accept payments, and give employees spending limits.

- CreditShout
Fundera
Fundera

Prepaid business debit card holders preload their card with however much money they want to spend, ensuring that they never go over their limit or spend more than they can afford. 

- Fundera

Details


Overview
Card Price $0.00


Activation Fee $0.00
Card Maintenance Fee $9.95 per month

Fee assessed on the monthly anniversary of first funding

Minimum Load Amount Unknown
Maximum Load Amount $7,500.00


Max Balance $25,000.00

15000$ - Maximum Card Account Value –Level 1 Accounts

25000$ - Maximum Card Account Value –Level 2 Accounts

Includes Master Account and any Subaccounts. We will review ACH Deposits that may result in the value of the Card Account exceeding the stated maximum value. If we determine the ACH Deposit is valid, we may permit the value of the Card Account to exceed the stated maximum value.

Transaction Fees
Add Money
Direct Deposit
Unknown
Cash Loads
Unknown
Card to card transfer
Unknown
Spend Money
Purchase Fee
$0.00
Bill Payment
$0.00
Foreign Transaction Fee
3.5%

Surcharge assessed based on U.S. Dollar amount of the purchase transaction and is in addition to the ATM Cash Withdrawal Fee – International or OTC Withdrawal Fee.

Get Cash
ATM withdrawal fee (Domestic) - In Network
$2.50

Per withdrawal, plus third party ATM operator fees, if any.

ATM withdrawal fee (Domestic) - Out of Network
Unknown
ATM withdrawal fee (International)
$4.95

Per withdrawal, plus the Foreign Transaction Surcharge, and third party ATM operator fees, if any.

Over-the-counter cash withdrawal (Domestic)
$2.50

Per withdrawal, plus the Foreign Transaction Surcharge, if applicable. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution.

Over-the-counter cash withdrawal (International)
$2.50

Fee may be assessed by reload location and may vary from location to location; see location for details. Service not available at all reload locations. This is a third party fee, not assessed by Bank.

Other
Balance Inquiry (at ATM)
$0.50

Per inquiry, plus third party ATM operator fees, if any

Inactivity
Unknown
Card replacement
Unknown
Card Replacement and Express Delivery Fee
Unknown
Monthly Paper Statements
Unknown
Custom Card Fee OR Customization
Unknown
Promotions
Sign up bonus -
Rewards -
Features & Benefits
Additional Card Holders Yes
Funds Don't Expire Yes
Supported Currencies USD
Zero Liability
Fraud Protection Yes
Custom Design No
Wireless Payments No
Virtual Cards
Eligibility
Minimum Age
Temporary Residents
More
Additional comments -
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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