Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jess Ullrich, TimeThe My GM Rewards® Mastercard® could be a valuable addition to your wallet if you’re considering purchasing a GM vehicle—especially if you’re already a GM owner. The card offers impressively high rewards, no annual fee, and statement credits you can use to reduce your car-ownership costs. Still, its...
- India Davis, BankrateThe My GM Rewards Card earns high-throttle rewards on both eligible GM and everyday spending for staggeringly few fees, but the card’s limited redemption options may only make sense GM car owners or lessors.
- Nouri Zarrugh, CreditCards.comThis card offers a very generous rewards rate on GM spending and also on everyday purchases, but the card’s restrictive redemption program doesn’t leave you many options for rewards.
- Juan Ruiz, SlickDealsIf you currently spend thousands of dollars annually on vehicles, services, and accessories with GM — and you plan on purchasing more GM vehicles in the future — then the My GM Rewards Card may be worth a look. Even though it offers a solid return of 4x per dollar on general purchases (and 7x per d...
- Ben Walker, FinanceBuzzThe My GM Rewards Card offers points for all eligible purchases you make, and you can redeem your points for many GM-related expenses. This includes the purchase of a new GM vehicle or a certified pre-owned one and eligible services, parts, and accessories. Brands from GM include Cadillac, Chevrolet...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.24% ‐ 29.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | $0.00 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
15000 points after spending $1,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 4 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
7 points per $1 spent on paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with My GM Rewards Card™