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LATAM Airlines World Elite Mastercard review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
21.24% ‐ 28.24% (Variable)
Interest Rate: Purchases
21.24% ‐ 28.24% (Variable)
Balance Transfer
Balance Transfer
1 - 4 Miles
1 - 4 Miles
Signup Bonus
40000 miles (after spending $2,500)
Signup Bonus
40000 miles (after spending $2,500)

Am I eligible?

LATAM Airlines World Elite Mastercard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The LATAM Airlines World Elite Mastercard* isn’t the best option. Both Delta and FlyingBlue can offer better value. These programs have partnerships with multiple transferable currencies, allowing you to combine points faster for an award ticket. Unfortunately, the LATAM card’s welcome bonus is well...

- Ariana Arghandewal, Robin Saks Frankel, Forbes

Overall, there is plenty to like about the LATAM World Elite Mastercard. The card’s $99 annual fee is fair, especially given the complimentary upgrades and lounge passes each year. Typically, airport longe access costs around $40 per person, per visit, so the annual fee is recouped with those passes...

- BestCards


Interest Rates
Regular APR Interest Rate 21.24% ‐ 28.24% (Variable)
Balance Transfer Interest Rate
Cash Advance Interest Rate
Rates & Fees
Annual Fee $99.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $0.00
Sign up bonus 40000 miles after spending $2,500

On purchases within the first 3 months

All Purchases 1 mile for $1 spent
Restaurants 3 miles for $1 spent
Gas No
Groceries No
Hotels No
Travel 4 miles for $1 spent

On LATAM Airlines purchases

Pharmacy No
Bills No
Additional Details

3 points per $1 spent on ground transportation services which include taxis, trains, and subways

Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards Yes
Additional Benefits
  • LATAM Airlines Lounge passes
  • Receive 3 Upgrade Coupons after paying your annual fee each year
  • 3-month DashPass for free
  • Get $5 off one order each month with DashPass
  • Get a $5 Lyft credit when you pay for 3 rides in one calendar month with your eligible card
  • Get 5% towards future orders when you order meal kits shipped directly to your door with HelloFresh
  • Mastercard ID Theft Protection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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