Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Emily Sherman, CreditCards.comWhile the IHG Rewards Club Traveler card comes with a large sign-up bonus and decent rewards rate on IHG hotel stays, it doesn’t pack in nearly as many extra benefits as the IHG Rewards Club Premier Credit Card. Despite a lower annual fee, its perks fail to impress.
- T.L. Rob, RewardExpertWhile IHG points aren’t the most valuable travel currency out there, the free fourth night on redemptions can make this card worth getting. Even if you don’t stay often in IHG hotels, the generous sign-up bonus will certainly come in handy as they have hotels and resorts all over the place.
- Bailey Peterson, ValuePenguinFeatures a solid rewards rate on IHG hotel purchases, but unfortunately its $29 annual fee and lack of extensive IHG benefits make it a tough sell.
- Benét J. Wilson, MagnifyMoneyThe IHG Rewards Club Traveler Credit Card offers a fairly good sign-up bonus paired with a lower spending requirement to get it. While it offers 5 points per $1 spent for IHG-branded hotel stays, the points it offers in the all-important travel and dining categories isn’t as good as competing credit...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 25.24% This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 25.24% This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
27.24% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $29.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$38.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 points after spending $2,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | 2 points per $1 spent |
| Groceries | 2 points per $1 spent |
| Hotels |
5 points per $1 spent On purchases when you stay at IHG hotels. |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn Gold Elite Status when you spend $10,000 on purchases with your Card each calendar year. |
| Features & Benefits | |
| Additional Card Holders |
Yes Earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening. |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Additional Benefits |
- Save 20% when you purchase points with your IHG Rewards Club Premier credit card. - Free reward night when you redeem points for any stay of 4 or more nights. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Critic Reviews
A decent card for IHG loyalists
While the IHG Rewards Club Traveler card comes with a large sign-up bonus and decent rewards rate on IHG hotel stays, it doesn’t pack in nearly as many extra benefits as the IHG Rewards Club Premier Credit Card. Despite a lower annual fee, its perks fail to impress.
While the IHG Rewards Club Traveler card comes with a large sign-up bonus and decent rewards rate on IHG hotel stays, it doesn’t pack in nearly as many extra benefits as the IHG Rewards Club Premier Credit Card. Despite a lower annual fee, its perks fail to impress.
A good all-around option for almost anybody
While IHG points aren’t the most valuable travel currency out there, the free fourth night on redemptions can make this card worth getting. Even if you don’t stay often in IHG hotels, the generous sign-up bonus will certainly come in handy as they have hotels and resorts all over the place.
While IHG points aren’t the most valuable travel currency out there, the free fourth night on redemptions can make this card worth getting. Even if you don’t stay often in IHG hotels, the generous sign-up bonus will certainly come in handy as they have hotels and resorts all over the place.
An OK hotel card
Features a solid rewards rate on IHG hotel purchases, but unfortunately its $29 annual fee and lack of extensive IHG benefits make it a tough sell.
Features a solid rewards rate on IHG hotel purchases, but unfortunately its $29 annual fee and lack of extensive IHG benefits make it a tough sell.
Decent rewards rate at IHG hotels
The IHG Rewards Club Traveler Credit Card offers a fairly good sign-up bonus paired with a lower spending requirement to get it. While it offers 5 points per $1 spent for IHG-branded hotel stays, the points it offers in the all-important travel and dining categories isn’t as good as competing credit cards.
The IHG Rewards Club Traveler Credit Card offers a fairly good sign-up bonus paired with a lower spending requirement to get it. While it offers 5 points per $1 spent for IHG-branded hotel stays, the points it offers in the all-important travel and dining categories isn’t as good as competing credit cards.