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IHG Rewards Club Traveler Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 22.99% (Variable)
Balance Transfer
15.99% ‐ 22.99% (Variable)
1 - 5 points
Signup Bonus
60000 points (after spending $2,000)

Informr score
The IHG Rewards Club Traveler Credit Card currently has an Informr score of 6.7 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?

IHG Rewards Club Traveler Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Traveling For Miles

The IHG Rewards Club Traveler credit card is currently offering a generous welcome offer, it costs nothing to hold, doesn’t charge foreign transaction fees, and can save travelers a substantial number of points by offering cardholders a 4th night free on all IHG Rewards Club award bookings. If you l...

- Ziggy, Traveling For Miles
One Mile at a Time

The IHG Traveler Card has no annual fee and for a limited time is offering 100K bonus points as a sign-up bonus, plus valuable perks like a fourth night free. This isn’t a card I would put much spending on, though, as there are more rewarding cards for everyday spending.

- Ben, One Mile at a Time
Credit Card Insider

The IHG Rewards Club Traveler card features 15X points per dollar at IHG properties and asks for no annual fee. However, it doesn’t provide any advanced membership enrollment or an annual free night, nor does it have the most impressive benefits. You’d find more value from the upgraded IHG card, des...

- Evan Zimmer, Credit Card Insider

The IHG Rewards Club Traveler Credit Card is a great card to earn points for free hotel stays and valuable travel insurance — especially if you’re traveling with a family.

- Brett Holzhauer, FinanceBuzz

The IHG Rewards Club Select Credit Card offers attractive rewards on IHG spending. However, it’s stingy on status bumps, and you’ll find better rewards elsewhere in non-IHG categories. Its sibling card, the IHG® Rewards Club Premier Credit Card, is a much better choice.

- Kevin Joey Chen, Finder


Interest Rates
Regular APR Interest Rate 15.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 60000 points after spending $2,000

On purchases within the first 3 months.

All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas 2 points per $1 spent
Groceries 2 points per $1 spent
Hotels 5 points per $1 spent

- On purchases when you stay at IHG hotels.

- Plus 10 points from IHG® for being an IHG® Rewards Club member

Travel No
Pharmacy No
Bills No
Additional Details

- Earn Gold Elite Status when you spend $10,000 on purchases with your Card each calendar year.

- Earn 10,000 Bonus Points after you spend $20,000 on purchases and make one additional purchase each account anniversary year

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

- Save 20% when you purchase points with your IHG Rewards Club Premier credit card.

- Free reward night when you redeem points for any stay of 4 or more nights.

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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