Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ziggy, Traveling For MilesThe IHG Rewards Club Traveler credit card is currently offering a generous welcome offer, it costs nothing to hold, doesn’t charge foreign transaction fees, and can save travelers a substantial number of points by offering cardholders a 4th night free on all IHG Rewards Club award bookings. If you l...
- Ben, One Mile at a TimeThe IHG Traveler Card has no annual fee and for a limited time is offering 100K bonus points as a sign-up bonus, plus valuable perks like a fourth night free. This isn’t a card I would put much spending on, though, as there are more rewarding cards for everyday spending.
- Evan Zimmer, Credit Card InsiderThe IHG Rewards Club Traveler card features 15X points per dollar at IHG properties and asks for no annual fee. However, it doesn’t provide any advanced membership enrollment or an annual free night, nor does it have the most impressive benefits. You’d find more value from the upgraded IHG card, des...
- Brett Holzhauer, FinanceBuzzThe IHG Rewards Club Traveler Credit Card is a great card to earn points for free hotel stays and valuable travel insurance — especially if you’re traveling with a family.
- Kevin Joey Chen, FinderThe IHG Rewards Club Select Credit Card offers attractive rewards on IHG spending. However, it’s stingy on status bumps, and you’ll find better rewards elsewhere in non-IHG categories. Its sibling card, the IHG® Rewards Club Premier Credit Card, is a much better choice.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.99% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.99% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 points after spending $2,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | 2 points per $1 spent |
| Groceries | 2 points per $1 spent |
| Hotels |
5 points per $1 spent - On purchases when you stay at IHG hotels. - Plus 10 points from IHG® for being an IHG® Rewards Club member |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
- Earn Gold Elite Status when you spend $10,000 on purchases with your Card each calendar year. - Earn 10,000 Bonus Points after you spend $20,000 on purchases and make one additional purchase each account anniversary year |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
- Save 20% when you purchase points with your IHG Rewards Club Premier credit card. - Free reward night when you redeem points for any stay of 4 or more nights. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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