Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kevin Joey Chen, FinderThe IHG Rewards Club Select Credit Card offers attractive rewards on IHG spending. However, it’s stingy on status bumps, and you’ll find better rewards elsewhere in non-IHG categories. Its sibling card, the IHG® Rewards Club Premier Credit Card, is a much better choice.
- Madison Blancaflor, The Points GuyThe IHG Rewards Club Traveler Credit Card is IHG’s no-annual-fee cobranded card option, offering a solid bonus plus 5x on IHG purchases and 2x on gas, groceries and restaurants. While it can be a decent addition to your existing credit card strategy, you should seriously consider whether or not it’s...
- Emily Sherman, CreditCards.comWhile the IHG Rewards Club Traveler card comes with a large sign-up bonus and decent rewards rate on IHG hotel stays, it doesn’t pack in nearly as many extra benefits as the IHG Rewards Club Premier Credit Card. Despite a lower annual fee, its perks fail to impress.
- T.L. Rob, RewardExpertWhile IHG points aren’t the most valuable travel currency out there, the free fourth night on redemptions can make this card worth getting. Even if you don’t stay often in IHG hotels, the generous sign-up bonus will certainly come in handy as they have hotels and resorts all over the place.
- Bailey Peterson, ValuePenguinFeatures a solid rewards rate on IHG hotel purchases, but unfortunately its $29 annual fee and lack of extensive IHG benefits make it a tough sell.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 points after spending $2,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | 2 points per $1 spent |
| Groceries | 2 points per $1 spent |
| Hotels |
5 points per $1 spent - On purchases when you stay at IHG hotels. - Plus 10 points from IHG® for being an IHG® Rewards Club member |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
- Earn Gold Elite Status when you spend $10,000 on purchases with your Card each calendar year. - Earn 10,000 Bonus Points after you spend $20,000 on purchases and make one additional purchase each account anniversary year |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Additional Benefits |
- Save 20% when you purchase points with your IHG Rewards Club Premier credit card. - Free reward night when you redeem points for any stay of 4 or more nights. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Critic Reviews
For frequent IHG guest and want a no-annual-fee card
The IHG Rewards Club Select Credit Card offers attractive rewards on IHG spending. However, it’s stingy on status bumps, and you’ll find better rewards elsewhere in non-IHG categories. Its sibling card, the IHG® Rewards Club Premier Credit Card, is a much better choice.
The IHG Rewards Club Select Credit Card offers attractive rewards on IHG spending. However, it’s stingy on status bumps, and you’ll find better rewards elsewhere in non-IHG categories. Its sibling card, the IHG® Rewards Club Premier Credit Card, is a much better choice.
Not worth the 5/24 slot
The IHG Rewards Club Traveler Credit Card is IHG’s no-annual-fee cobranded card option, offering a solid bonus plus 5x on IHG purchases and 2x on gas, groceries and restaurants. While it can be a decent addition to your existing credit card strategy, you should seriously consider whether or not it’s worth a 5/24 slot.
The IHG Rewards Club Traveler Credit Card is IHG’s no-annual-fee cobranded card option, offering a solid bonus plus 5x on IHG purchases and 2x on gas, groceries and restaurants. While it can be a decent addition to your existing credit card strategy, you should seriously consider whether or not it’s worth a 5/24 slot.
A decent card for IHG loyalists
While the IHG Rewards Club Traveler card comes with a large sign-up bonus and decent rewards rate on IHG hotel stays, it doesn’t pack in nearly as many extra benefits as the IHG Rewards Club Premier Credit Card. Despite a lower annual fee, its perks fail to impress.
While the IHG Rewards Club Traveler card comes with a large sign-up bonus and decent rewards rate on IHG hotel stays, it doesn’t pack in nearly as many extra benefits as the IHG Rewards Club Premier Credit Card. Despite a lower annual fee, its perks fail to impress.
A good all-around option for almost anybody
While IHG points aren’t the most valuable travel currency out there, the free fourth night on redemptions can make this card worth getting. Even if you don’t stay often in IHG hotels, the generous sign-up bonus will certainly come in handy as they have hotels and resorts all over the place.
While IHG points aren’t the most valuable travel currency out there, the free fourth night on redemptions can make this card worth getting. Even if you don’t stay often in IHG hotels, the generous sign-up bonus will certainly come in handy as they have hotels and resorts all over the place.
An OK hotel card
Features a solid rewards rate on IHG hotel purchases, but unfortunately its $29 annual fee and lack of extensive IHG benefits make it a tough sell.
Features a solid rewards rate on IHG hotel purchases, but unfortunately its $29 annual fee and lack of extensive IHG benefits make it a tough sell.
Decent rewards rate at IHG hotels
The IHG Rewards Club Traveler Credit Card offers a fairly good sign-up bonus paired with a lower spending requirement to get it. While it offers 5 points per $1 spent for IHG-branded hotel stays, the points it offers in the all-important travel and dining categories isn’t as good as competing credit cards.
The IHG Rewards Club Traveler Credit Card offers a fairly good sign-up bonus paired with a lower spending requirement to get it. While it offers 5 points per $1 spent for IHG-branded hotel stays, the points it offers in the all-important travel and dining categories isn’t as good as competing credit cards.