Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Evan Zimmer, Credit Card InsiderThe IHG Rewards Club Traveler card features 15X points per dollar at IHG properties and asks for no annual fee. However, it doesn’t provide any advanced membership enrollment or an annual free night, nor does it have the most impressive benefits. You’d find more value from the upgraded IHG card, des...
- Brett Holzhauer, FinanceBuzzThe IHG Rewards Club Traveler Credit Card is a great card to earn points for free hotel stays and valuable travel insurance — especially if you’re traveling with a family.
- Kevin Joey Chen, FinderThe IHG Rewards Club Select Credit Card offers attractive rewards on IHG spending. However, it’s stingy on status bumps, and you’ll find better rewards elsewhere in non-IHG categories. Its sibling card, the IHG® Rewards Club Premier Credit Card, is a much better choice.
- Madison Blancaflor, The Points GuyThe IHG Rewards Club Traveler Credit Card is IHG’s no-annual-fee cobranded card option, offering a solid bonus plus 5x on IHG purchases and 2x on gas, groceries and restaurants. While it can be a decent addition to your existing credit card strategy, you should seriously consider whether or not it’s...
- Emily Sherman, CreditCards.comWhile the IHG Rewards Club Traveler card comes with a large sign-up bonus and decent rewards rate on IHG hotel stays, it doesn’t pack in nearly as many extra benefits as the IHG Rewards Club Premier Credit Card. Despite a lower annual fee, its perks fail to impress.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.99% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.99% ‐ 22.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 points after spending $2,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | 2 points per $1 spent |
| Groceries | 2 points per $1 spent |
| Hotels |
5 points per $1 spent - On purchases when you stay at IHG hotels. - Plus 10 points from IHG® for being an IHG® Rewards Club member |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
- Earn Gold Elite Status when you spend $10,000 on purchases with your Card each calendar year. - Earn 10,000 Bonus Points after you spend $20,000 on purchases and make one additional purchase each account anniversary year |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
- Save 20% when you purchase points with your IHG Rewards Club Premier credit card. - Free reward night when you redeem points for any stay of 4 or more nights. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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