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IHG Rewards Club Traveler Credit Card review

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Advertiser Disclosure

Interest Rate: Purchases
18.24% ‐ 25.24%
Balance Transfer
18.24% ‐ 25.24%
Rewards
1 - 5 points
Signup Bonus
60000 points (after spending $2,000)


6.3/10
Informr score
The IHG Rewards Club Traveler Credit Card currently has an Informr score of 6.3 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


IHG Rewards Club Traveler Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

While the IHG Rewards Club Traveler card comes with a large sign-up bonus and decent rewards rate on IHG hotel stays, it doesn’t pack in nearly as many extra benefits as the IHG Rewards Club Premier Credit Card. Despite a lower annual fee, its perks fail to impress.

- Emily Sherman, CreditCards.com
RewardExpert

While IHG points aren’t the most valuable travel currency out there, the free fourth night on redemptions can make this card worth getting. Even if you don’t stay often in IHG hotels, the generous sign-up bonus will certainly come in handy as they have hotels and resorts all over the place.

- T.L. Rob, RewardExpert
ValuePenguin

Features a solid rewards rate on IHG hotel purchases, but unfortunately its $29 annual fee and lack of extensive IHG benefits make it a tough sell.

- Bailey Peterson, ValuePenguin
MagnifyMoney

The IHG Rewards Club Traveler Credit Card offers a fairly good sign-up bonus paired with a lower spending requirement to get it. While it offers 5 points per $1 spent for IHG-branded hotel stays, the points it offers in the all-important travel and dining categories isn’t as good as competing credit...

- Benét J. Wilson, MagnifyMoney

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $29.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 60000 points after spending $2,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas 2 points per $1 spent
Groceries 2 points per $1 spent
Hotels 5 points per $1 spent

On purchases when you stay at IHG hotels.

Travel No
Pharmacy No
Bills No
Additional Details

Earn Gold Elite Status when you spend $10,000 on purchases with your Card each calendar year.

Features & Benefits
Additional Card Holders Yes

Earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening.

Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Save 20% when you purchase points with your IHG Rewards Club Premier credit card.

- Free reward night when you redeem points for any stay of 4 or more nights.

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


CreditCards.com

A decent card for IHG loyalists

from CreditCards.com

While the IHG Rewards Club Traveler card comes with a large sign-up bonus and decent rewards rate on IHG hotel stays, it doesn’t pack in nearly as many extra benefits as the IHG Rewards Club Premier Credit Card. Despite a lower annual fee, its perks fail to impress.

Read full review

While the IHG Rewards Club Traveler card comes with a large sign-up bonus and decent rewards rate on IHG hotel stays, it doesn’t pack in nearly as many extra benefits as the IHG Rewards Club Premier Credit Card. Despite a lower annual fee, its perks fail to impress.

Read full review

Less

RewardExpert

A good all-around option for almost anybody

from RewardExpert

While IHG points aren’t the most valuable travel currency out there, the free fourth night on redemptions can make this card worth getting. Even if you don’t stay often in IHG hotels, the generous sign-up bonus will certainly come in handy as they have hotels and resorts all over the place.

Read full review

While IHG points aren’t the most valuable travel currency out there, the free fourth night on redemptions can make this card worth getting. Even if you don’t stay often in IHG hotels, the generous sign-up bonus will certainly come in handy as they have hotels and resorts all over the place.

Read full review

Less

ValuePenguin

An OK hotel card

from ValuePenguin

Features a solid rewards rate on IHG hotel purchases, but unfortunately its $29 annual fee and lack of extensive IHG benefits make it a tough sell.

Read full review

Features a solid rewards rate on IHG hotel purchases, but unfortunately its $29 annual fee and lack of extensive IHG benefits make it a tough sell.

Read full review

Less

MagnifyMoney

Decent rewards rate at IHG hotels

from MagnifyMoney

The IHG Rewards Club Traveler Credit Card offers a fairly good sign-up bonus paired with a lower spending requirement to get it. While it offers 5 points per $1 spent for IHG-branded hotel stays, the points it offers in the all-important travel and dining categories isn’t as good as competing credit cards.

Read full review

The IHG Rewards Club Traveler Credit Card offers a fairly good sign-up bonus paired with a lower spending requirement to get it. While it offers 5 points per $1 spent for IHG-branded hotel stays, the points it offers in the all-important travel and dining categories isn’t as good as competing credit cards.

Read full review

Less

User Reviews


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