Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Schlappig, One Mile at a TimeThe no annual fee IHG Traveler Card offers an excellent welcome bonus of 120,000 points, plus valuable perks, like a fourth night free and IHG Silver status. This isn’t a card I would put much spending on, though, as there are more rewarding cards for everyday spending. Personally, I think the bette...
- Madison Blancaflor, The Points GuyThe IHG Rewards Traveler Credit Card isn’t a bad option. For no annual fee, you’ll get a 2.5% return at IHG hotels and resorts and a few IHG-related perks. But, even if you don’t stay with IHG frequently, you’ll likely do better with the IHG Rewards Premier Credit Card due to the anniversary night e...
- Brett Holzhauer, FinanceBuzzThe IHG Rewards Traveler Credit Card is a great card for someone who wants to earn hotel points and have travel insurance coverages without paying an annual fee.
- Bailey Peterson, ValuePenguinThe IHG® Rewards Traveler Credit Card features a solid rewards rate on IHG hotel purchases. Most travelers will get better value from this card's bigger brother the IHG® Rewards Premier Credit Card—which features an excellent rewards rate and valuable IHG-specific benefits—or a no-annual-fee cash ba...
- Alex Miller, Upgraded PointsEarn big when staying an IHG hotel, plus earn bonus points at gas stations, grocery stores, and restaurants – all without an annual fee.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.74% ‐ 23.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.74% ‐ 23.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
120000 points after spending $2,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 2 points per $1 spent |
| Restaurants | 3 points per $1 spent |
| Gas | 3 points per $1 spent |
| Groceries | No |
| Hotels |
5 points per $1 spent
|
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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