Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Alene Laney, MoneyGeekThe Chase IHG Rewards Traveler Credit Card has no annual fee. Therefore, it is worth considering if you want to earn points to redeem in high-end IHG hotels and resorts without having to pay the annual fee some of its competitors charge.
- Jennifer Doss, CardRatings.comWith no annual fee and no foreign transaction fees, it's hard not to like the IHG® Rewards Traveler Credit Card if you're loyal to the IHG® brand. While it may not offer much benefit to someone who never stays at IHG® properties, it really is a solid choice for someone who prefers IHG® stays.
- Sarah Li Cain, SlickDealsThe Rewards Traveler Credit Card is best for those who are already loyal to the IHG brand or are interested in earning future stays with them in the form of free reward night certificates. It’s probably best for people who intend to travel to where IHG properties are located, a minimum of multiple t...
- Jarrod West, Upgraded PointsThe IHG Traveler card will be most worth it to those who are looking to earn more IHG Rewards points during their stays, along with receiving a few card benefits, all without an annual fee. Since the card earns 5x points per $1 on IHG stays, in addition to the 12x points per $1 you’ll earn as an IHG...
- Brett Holzhauer, FinanceBuzzThe IHG Rewards Traveler Credit Card is a great card for someone who wants to earn hotel points and have travel insurance coverages without paying an annual fee.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.24% ‐ 27.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.24% ‐ 27.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
120000 points after spending $2,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 2 points per $1 spent |
| Restaurants | 3 points per $1 spent |
| Gas | 3 points per $1 spent |
| Groceries | No |
| Hotels |
5 points per $1 spent
|
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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