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Hawaiian Airlines® World Elite Mastercard®

Hawaiian Airlines® World Elite Mastercard® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
21.24% ‐ 30.24% (Variable)
Interest Rate: Purchases
21.24% ‐ 30.24% (Variable)
Balance Transfer
21.24% ‐ 30.24% (Variable)
Balance Transfer
21.24% ‐ 30.24% (Variable)
1 - 3 Miles
1 - 3 Miles
Signup Bonus
70000 miles (after spending $2,000)
Signup Bonus
70000 miles (after spending $2,000)

Informr score
The Hawaiian Airlines® World Elite Mastercard® currently has an Informr score of 7.5 out of 10. This score is based on our evaluation of 13 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Hawaiian Airlines® World Elite Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If it’s your dream to visit Hawaii, the Hawaiian Airlines® World Elite® Mastercard is an excellent way to earn miles to get there. It offers generous rewards on more than just flights, so you can rack up miles quickly to redeem for travel to Hawaii.

- Kevin Payne, FinanceBuzz
Credit Karma
Credit Karma

The Hawaiian Airlines® World Elite Mastercard® is a great card if you’ll travel from North America to Hawaii at least once a year with a companion. You’ll also get bonus points in popular spending categories, which can help you maximize the card’s value. But if you don’t often visit the islands, a g...

- Kim Porter, Credit Karma

The Hawaiian Airlines® World Elite Mastercard® can definitely be worth it for people who regularly travel to Hawaii or other destinations served by Hawaiian Airlines. For the first year especially, earning the introductory bonus miles will definitely be worth the $0 intro annual fee for the first ye...

- Dan Miller, ValuePenguin

The Hawaiian Airlines World Elite Mastercard is only worth it if you fly Hawaiian Airlines at least once a year, maybe more. Since it charges an annual fee, you’ll only see a return if you’re consistently taking advantage of the savings from the checked bag credit and companion discount, or are rede...

- Bankrate

If you fly Hawaiian Airlines often and can take advantage of the companion discounts it provides in the first and following years, this card might be a good fit for you. Its other benefits, such as a free checked bag and discounted award flights, could mean additional savings. Unfortunately, this ca...

- Lance Cothern, Investopedia


Interest Rates
Regular APR Interest Rate 21.24% ‐ 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 21.24% ‐ 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 30.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00

Waived on the first year.

Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 70000 miles after spending $2,000

On purchases within the first 90 days

All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas 2 miles for $1 spent
Groceries 2 miles for $1 spent
Hotels No
Travel 3 miles for $1 spent

On eligible Hawaiian Airlines purchases

Pharmacy No
Bills No
Additional Details
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • No blackout dates
  • ShareMiles
  • Complimentary 1st checked bag
  • Receive a one-time 50% off companion discount for roundtrip travel between Hawaii and North America on Hawaiian Airlines
  • $100 companion discount annually
  • Discounted award flights on Hawaiian Airlines
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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