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H-D™ Visa Signature® Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
15.74% ‐ 24.74% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
15.74% ‐ 24.74% (Variable) (0% for the first 12 months)
Balance Transfer
15.74% ‐ 24.74% (Variable) (0% for the first 12 months)
Balance Transfer
15.74% ‐ 24.74% (Variable) (0% for the first 12 months)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
-
Signup Bonus
-


6/10
Informr score
The H-D™ Visa Signature® Card currently has an Informr score of 6 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


H-D™ Visa Signature® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


NextAdvisor
NextAdvisor

The Harley-Davidson® Visa® Credit Card could be particularly useful if you plan on making a big purchase at a Harley-Davidson dealership and want to parlay that into additional Harley-Davidson gear. That’s because cardholders will earn 3 points for every dollar spent at Harley-Davidson dealerships,...

- NextAdvisor

Details


Interest Rates
Regular APR Interest Rate 15.74% ‐ 24.74% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.74% ‐ 24.74% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 2%

Of each transaction in U.S. dollars.


3%

Of each transaction in foreign currencies.

Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus

Get $150 in H-D gift cards after spending $500 in the first 60 days of account opening.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas 3 points per $1 spent
Groceries No
Hotels 2 points per $1 spent
Travel No
Pharmacy No
Bills No
Additional Details
  • 3 points per $1 spent at Harley-Davidson dealerships.
  • Earn 1 Point for every mile ridden (H.O.G. Member Exclusive)
  • Free Ride Sweepstakes: 1 Entry for every purchase, H.O.G. members get 2 entries per purchase
  • Features & Benefits
    Additional Card Holders Yes
    Travel Accident Insurance No
    Car Rental Insurance Yes
    Car Rental Discount No
    Extended Warranty No
    Purchase Protection No
    Zero Liability Yes
    No Foreign Transaction Fees No
    Emergency Assistance Yes
    Concierge Service Yes
    Price Protection No
    Fraud Protection Yes
    Free Credit Scores Yes
    Wireless Payments No
    Virtual Cards No
    Additional Benefits
    • Roadside Dispatch
    • Lost/stolen card reporting
    • Emergency cash and card replacement
    Eligibility
    Minimum Security Deposit $0
    Minimum Age 18
    Minimum Personal Income
    Temporary Residents No
    More
    Additional comments -
    Terms & Conditions Official Terms & Conditions
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    Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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