Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Grace Pilling, BankrateIf you spend heavily across Delta, restaurant and U.S. supermarket purchases then the SkyMiles Gold may be the best Delta Air Lines card to start with thanks to its low cost and handful of helpful Delta and general travel perks for frequent flyers.
- Your Mileage May VaryThe Delta SkyMiles Gold card gives many of the perks we want to get from an airline co-brand card, such as priority boarding and free checked bags. You don’t even need to use the card to purchase the tickets to get the benefits, which comes in handy if I’m booking an award ticket. Delta rightfully g...
- John Csiszar, GOBankingRatesWhile there are no Earth-shattering benefits offered by the Delta SkyMiles Gold® American Express card, there are more than enough perks to make it worthwhile for Delta flyers. Cardholders can get multiple years of value just from the card’s free baggage perk and its large welcome offer. While more...
- Katie Genter, The Points GuyAlthough it might not have the most lucrative earning rates, the Delta SkyMiles Gold American Express Card can still be worth picking up for travelers thanks to its welcome bonus and Delta-specific perks. In particular, as long as you would otherwise pay a first checked bag fee to Delta at least fou...
- Robin Kavanagh, FinanceBuzzIf you often fly with Delta (or its partners) and make Delta purchases, this card may well be worth adding to your wallet. Depending on your travels, the miles you earn with the intro bonus could cover the equivalent of a free ticket, and you can continue to earn additional miles with every purchase...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
|
| Cash Advance Interest Rate |
28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$99.00 Waived on the first year. |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
40000 miles after spending $2,000 On purchases within the first 6 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries |
2 miles for $1 spent On purchases made at U.S. supermarkets |
| Hotels | No |
| Travel |
2 miles for $1 spent On eligible purchases made directly with Delta. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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