Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Joe Van Brussel, CnetOverall, the Delta SkyMiles Gold is best suited for those who fly Delta a few times a year. If you fly less than that, the Delta SkyMiles Blue might be better. And if you fly much more than that, the added value of the Delta SkyMiles Platinum may make up for its $350 annual fee.
- Claire Tsosie, NerdWalletIt can deliver value to Delta devotees, but thanks to its increased annual fee, it's not the no-brainer it used to be.
- Your Mileage May VaryThe Delta SkyMiles Gold card gives many of the perks we want to get from an airline co-brand card, such as priority boarding and free checked bags. You don’t even need to use the card to purchase the tickets to get the benefits, which comes in handy if I’m booking an award ticket.
- Katie Genter, Ryan Wilcox, The Points GuyAlthough it might not have the most lucrative earning rates, the Delta SkyMiles Gold American Express Card can still be worth picking up for travelers thanks to its welcome offer and Delta-specific perks. In particular, as long as you would otherwise pay a first checked bag fee to Delta at least fiv...
- Emily Sherman, CreditCards.comThis card’s miles are worth more than the average credit card, making this airline card’s rewards program an attractive choice for cardholders who want to earn a free flight on a major carrier quickly.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
|
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$150.00 Waived on the first year. |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
40000 miles after spending $2,000 On purchases within the first 6 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants |
2 miles for $1 spent At restaurants, including takeout and delivery in the U.S. |
| Gas | No |
| Groceries |
2 miles for $1 spent At U.S. supermarkets |
| Hotels | No |
| Travel |
2 miles for $1 spent On eligible purchases made directly with Delta. |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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