Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Joe Van Brussel, CnetOverall, the Delta SkyMiles Gold is best suited for those who fly Delta a few times a year. If you fly less than that, the Delta SkyMiles Blue might be better. And if you fly much more than that, the added value of the Delta SkyMiles Platinum may make up for its $250 annual fee. Read on to learn mor...
- John S Kiernan, WalletHubThe Delta SkyMiles® Gold American Express Card is a good airline credit card for people with good credit, and it’s especially worthwhile for those planning a trip in the next year or so to a destination Delta services. The Gold Delta SkyMiles Credit Card is best the first year because of its initial...
- Ben Schlappig, One Mile at a TimeThe Gold Delta SkyMiles Credit Card is a card that can be worth holding onto for the benefits that it offers, like a free checked bag, priority boarding, inflight savings, and more. This is an especially great time to pick up the card, given that it has a limited time welcome offer through April 13,...
- Emily Sherman, CreditCards.comThis card’s miles are worth more than those of the average credit card, making this airline card’s rewards program an attractive choice for cardholders who want to quickly earn a free flight on a major carrier.
- Christina Majaski, MyBankTrackerIf you frequently fly with Delta Air Lines, you’ll find it easy, with the flight perks and bonuses, to cover the annual fee after the first waived year. Plus, it’s important to note that because there is no foreign transaction fee, you can save quite a bit of money if you travel outside of the Unite...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.49% ‐ 25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
|
| Cash Advance Interest Rate |
25.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$99.00 Waived on the first year. |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 miles after spending $2,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries |
2 miles for $1 spent On purchases made at U.S. supermarkets |
| Hotels | No |
| Travel |
2 miles for $1 spent On eligible purchases made directly with Delta. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Delta SkyMiles® Gold Card
