Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Claire Tsosie, NerdWalletA solid, cost-effective card for those who fly Delta frequently, or those who could choose to do so.
- Garrett Yarbrough, BankrateIf you spend heavily across Delta, restaurant and U.S. supermarket purchases then the SkyMiles Gold may be the best Delta Air Lines card to start with thanks to its low cost and handful of helpful Delta and general travel perks for frequent flyers.
- Joe Van Brussel, CnetOverall, the Delta SkyMiles Gold is best suited for those who fly Delta a few times a year. If you fly less than that, the Delta SkyMiles Blue might be better. And if you fly much more than that, the added value of the Delta SkyMiles Platinum may make up for its $250 annual fee.
- Katie Genter, The Points GuyAlthough it might not have the most lucrative earning rates, the Delta SkyMiles Gold American Express Card can still be worth picking up for travelers thanks to its welcome bonus and Delta-specific perks. In particular, as long as you would otherwise pay a first checked bag fee to Delta at least fou...
- Ben Schlappig, One Mile at a TimeThe Gold Delta SkyMiles Credit Card is a card that can be worth holding onto for the benefits that it offers, like a free checked bag, priority boarding, inflight savings, and more. This is a particularly good time to apply, given the elevated welcome offer, as well as the 15% savings on SkyMiles aw...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
|
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$99.00 Waived on the first year. |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
40000 miles after spending $2,000 On purchases within the first 6 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries |
2 miles for $1 spent On purchases made at U.S. supermarkets |
| Hotels | No |
| Travel |
2 miles for $1 spent On eligible purchases made directly with Delta. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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