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Disney® Premier Visa® Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% (Variable)
Balance Transfer
15.99% (Variable)
1 - 2% cashback
Signup Bonus
$300 after spending $1,000

Informr score
The Disney® Premier Visa® Card currently has an Informr score of 7.5 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Disney® Premier Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Disney Premier Visa credit card can be worth it if you specifically want a credit card that earns rewards meant to be used on Disney-related redemptions. It also offers benefits that can help you save on Disney purchases. But other types of credit cards, including many travel cards, can also hel...

- Ben Walker, FinanceBuzz

The Disney Premier Visa can be a good card for those who are interested in using their rewards primarily for redemption related to Disney properties. Rewards can be earned and then put toward Disney vacations, Disney movies and other purchases. Additionally, it’s possible to redeem rewards for state...

- Miranda Marquit, Investopedia

The Disney Premier Visa Card has a semi-complicated reward structure but overall decent earning rates of 2% across many categories to go along with a low annual fee. I like that it has some additional benefits like a 0% APR intro period, travel and purchase protections, and a lot of ways to save wit...

- Daniel, UponArriving

If you visit or shop with Disney regularly and you’ll take advantage of special perks, such as savings on Disney merchandise or exclusive photos with Disney or Star Wars characters, this card may be worth it. But the annual fee and limits on rewards redemption mean that other cards may be a better f...

- Christy Rakoczy, LendEDU
Money Crashers

Ideal for true Disney enthusiasts who spend heavily on Disney merchandise and regularly travel to Disney resort properties or on Disney cruises. It’s doubly useful for Disney lovers whose spending skews toward the card’s favored 2% categories: gas stations, groceries, and restaurants.

- Brian Martucci, Money Crashers


Interest Rates
Regular APR Interest Rate 15.99% (Variable)
  • 0% Promo APR for the first six billing cycles following the purchase date on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club Resort, provided your account is not past due on the purchase date.
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 15.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $49.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $37.00


Sign up bonus $300 after spending $1,000
  • On purchases within the first 3 months
  • You will receive the $300 back in the form of a statement credit
All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries 2% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2% cash back on purchases most Disney locations.
  • Save 10% on select merchandise purchases of $50 or more at Disney Store and
  • Receive 10% off select merchandise purchases of $50 or more at select locations at Walt Disney World Resort and the Disneyland Resort.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Baggage Delay Insurance
  • Free year of DoorDash DashPass
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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