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Disney® Premier Visa® Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.24% ‐ 28.24% (Variable)
Interest Rate: Purchases
19.24% ‐ 28.24% (Variable)
Balance Transfer
19.24% ‐ 28.24% (Variable)
Balance Transfer
19.24% ‐ 28.24% (Variable)
1 - 2% cashback
1 - 2% cashback
Signup Bonus
$300 after spending $1,000
Signup Bonus
$300 after spending $1,000

Informr score
The Disney® Premier Visa® Card currently has an Informr score of 6.7 out of 10. This score is based on our evaluation of 14 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Disney® Premier Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Though this card may make sense for big Disney fans, its middling rewards rates and flexibility make its annual fee hard to justify for the average person.

- Holly Johnson,
The Points Guy
The Points Guy

Even with the low $49 price tag, the Disney Premier won't make much sense for you unless you spend tons at Disney regularly. You can do much better with a general travel card; for that reason, those who aren't Disney superfans would be better off choosing one of the alternatives.

- Ryan Wilcox, The Points Guy

For individuals planning Disney vacations or those who are major Disney fans, the Disney® Premier Visa® Card is a great option. This card can also be a good choice for people who buy Disney merchandise frequently.

- Brett Holzhauer, MoneyGeek

The Disney Premier Visa Card is designed for Disney fans. This doesn’t mean you have to be a die-hard Disney buff who visits a Disney theme park every other weekend to make use of this card. But the rewards and benefits are meant to help you save money on Disney purchases, whether you’re shopping fo...

- Ben Walker, FinanceBuzz

The Disney Premier Visa® Credit Card could be worth it for consumers who are only interested in earning and redeeming Disney-related rewards. For those looking for a valuable everyday credit card, the Disney Premier Visa® Credit Card is probably not worth it.

- Sophia Mendel, ValuePenguin


Interest Rates
Regular APR Interest Rate 19.24% ‐ 28.24% (Variable)
  • 0% Promo APR for the first six billing cycles following the purchase date on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club Resort, provided your account is not past due on the purchase date.
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 19.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $49.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $300 after spending $1,000
  • On purchases within the first 3 months
  • You will receive the $300 back in the form of a statement credit
All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries 2% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2% cash back on purchases most Disney locations.
  • Save 10% on select merchandise purchases of $50 or more at Disney Store and
  • Receive 10% off select merchandise purchases of $50 or more at select locations at Walt Disney World Resort and the Disneyland Resort.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Baggage Delay Insurance
  • Free year of DoorDash DashPass
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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