Disney Premier Visa Card review

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Advertiser Disclosure

Interest Rate: Purchases
17.99
Balance Transfer
17.99
Rewards
1 - 2% cashback
Signup Bonus
-


7.6/10
Informr score
The Disney Premier Visa Card currently has an Informr score of 7.6 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Disney Premier Visa Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money Crashers

Ideal for true Disney enthusiasts who spend heavily on Disney merchandise and regularly travel to Disney resort properties or on Disney cruises. It’s doubly useful for Disney lovers whose spending skews toward the card’s favored 2% categories: gas stations, groceries, and restaurants.

- Brian Martucci, Money Crashers
ValuePenguin

 We’d recommend most consumers stay away from the Disney Premier Visa credit card; we'd point consumers to the no-annual-fee version (the Disney Rewards Visa for its perks), or other travel rewards or cash back credit cards for great cash back rewards on more categories of spending.

- Robert Harrow, ValuePenguin
CreditShout

Relatively hassle-free and doesn’t attempt to lure you in with half-truths.It offers strong rewards at a reasonable price. Just remember that the rewards dollars are not the same as cash before you sign up, meaning that you should only get this card if you spend at lot on Disney merchandise and expe...

- Clay Wyatt, CreditShout
HighYa

We think it’s pretty clear that the Disney Premier is a very nuanced card that’s an excellent fit for a family, couple or individual who makes yearly trips to Disneyland or Walt Disney World.

- J.R. Duren, HighYa
CardsBull

Quite an interesting product designed for Disney fans, it doesn’t offer any particular non-Disney perks. On the one hand, this is understandable, since it’s a Disney rewards card. On the other hand, I’m not sure whether it really pays off to have such a credit card.

- CardsBull

Details


Interest Rates
Regular APR Interest Rate 17.99%
  • 0% Promo APR for the first six billing cycles following the purchase date on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club Resort, provided your account is not past due on the purchase date.
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 17.99%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $49.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus

Earn $200 statement credit after spending $500 on purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 2% cash back
Gas 2% cash back
Groceries 2% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 2% cash back on purchases most Disney locations.
  • Save 10% on select merchandise purchases of $50 or more at Disney Store and DisneyStore.com.
  • Receive 10% off select merchandise purchases of $50 or more at select locations at Walt Disney World Resort and the Disneyland Resort.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits

Baggage Delay Insurance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


Money Crashers

Truly impressive lineup of perks designed to pique Disney enthusiasts

from Money Crashers

Ideal for true Disney enthusiasts who spend heavily on Disney merchandise and regularly travel to Disney resort properties or on Disney cruises. It’s doubly useful for Disney lovers whose spending skews toward the card’s favored 2% categories: gas stations, groceries, and restaurants.

Read full review

Ideal for true Disney enthusiasts who spend heavily on Disney merchandise and regularly travel to Disney resort properties or on Disney cruises. It’s doubly useful for Disney lovers whose spending skews toward the card’s favored 2% categories: gas stations, groceries, and restaurants.

Read full review

Less

ValuePenguin

Unless you want to maximize the amount of Disney Dream Reward Dollars® you earn, this card is not worth your time

from ValuePenguin

 We’d recommend most consumers stay away from the Disney Premier Visa credit card; we'd point consumers to the no-annual-fee version (the Disney Rewards Visa for its perks), or other travel rewards or cash back credit cards for great cash back rewards on more categories of spending.

Read full review

 We’d recommend most consumers stay away from the Disney Premier Visa credit card; we'd point consumers to the no-annual-fee version (the Disney Rewards Visa for its perks), or other travel rewards or cash back credit cards for great cash back rewards on more categories of spending.

Read full review

Less

CreditShout

A good card to have for Disney fans

from CreditShout

Relatively hassle-free and doesn’t attempt to lure you in with half-truths.It offers strong rewards at a reasonable price. Just remember that the rewards dollars are not the same as cash before you sign up, meaning that you should only get this card if you spend at lot on Disney merchandise and experiences.

Read full review

Relatively hassle-free and doesn’t attempt to lure you in with half-truths.It offers strong rewards at a reasonable price. Just remember that the rewards dollars are not the same as cash before you sign up, meaning that you should only get this card if you spend at lot on Disney merchandise and experiences.

Read full review

Less

HighYa

This card offers excellent perks for Disney fans but shouldn’t be used as a primary credit card

from HighYa

We think it’s pretty clear that the Disney Premier is a very nuanced card that’s an excellent fit for a family, couple or individual who makes yearly trips to Disneyland or Walt Disney World.

Read full review

We think it’s pretty clear that the Disney Premier is a very nuanced card that’s an excellent fit for a family, couple or individual who makes yearly trips to Disneyland or Walt Disney World.

Read full review

Less

CardsBull

It can’t get any more Disney

Quite an interesting product designed for Disney fans, it doesn’t offer any particular non-Disney perks. On the one hand, this is understandable, since it’s a Disney rewards card. On the other hand, I’m not sure whether it really pays off to have such a credit card.

Read full review

Quite an interesting product designed for Disney fans, it doesn’t offer any particular non-Disney perks. On the one hand, this is understandable, since it’s a Disney rewards card. On the other hand, I’m not sure whether it really pays off to have such a credit card.

Read full review

Less

User Reviews


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