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Deserve® Pro Mastercard review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Balance Transfer
Balance Transfer
1 - 3% cashback
1 - 3% cashback
Signup Bonus
Signup Bonus

Informr score
The Deserve® Pro Mastercard currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 13 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Deserve® Pro Mastercard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Deserve Pro Mastercard is the most popular card in the Deserve’s offer. It doesn’t surprise us, considering the list of benefits it offers. It is a great offer for people without a pristine credit history. The 3% cashback for travel and entertainment and 2% cashback for restaurant purchases are real...

- MarketProSecure

Deserve Pro Mastercard could be a good card if you are looking to build your credit while still earning cashback rewards. If your credit isn’t up to par, you probably won’t qualify for the best rewards credit cards on the market.

- Jess Ullrich, FinanceBuzz

The Deserve® PRO Mastercard has a work hard, play hard vibe, catering to people with good credit or better who like to travel, dine out and generally have a good time. You get 3% cash back on travel and entertainment, plus 2% cash back at restaurants. That’s a pretty good deal, but it only applies t...

- John S Kiernan, WalletHub

The Deserve® Pro Credit Card is a great credit card for consumers beginning to build their credit scores and wanting to earn cash back along the way. It can be difficult to get your first credit card as your credit history will be nearly nonexistent. This is where credit card companies like Deserve...

- Brett Holzhauer, ValuePenguin

Overall, Deserve is making some pretty cool new cards. The Deserve® PRO Mastercard is a great example of that – offering perks on what resembles a secured card without the annual fee required deposit or restrictions based on credit score. Because it doesn’t have an annual fee, you’re not really losi...

- Chris Muller, MoneyUnder30


Interest Rates
Regular APR Interest Rate 16.74% ‐ 23.74% (Variable)
Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate

Cash Advances Not Allowed

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $25.00


Sign up bonus

All Purchases 1% cash back
Restaurants 2% cash back

Gas No
Groceries No
Hotels 3% cash back
Travel 3% cash back

On eligible purchases including car rental, airlines, tourism, and entertainment.

Pharmacy No
Bills No
Additional Details

Once the $500 combined purchases per billing cycle limit is reached, you will earn 1% Base Cash Back on additional purchases on Travel, Hotels, and Restaurant.

Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Roadside Assistance
  • Travel Assistance Services
  • Cellphone Protection
  • Free Year of Priority Pass Membership
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents Yes
Additional comments

This card requires an invitation

Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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