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Costco Anywhere Visa® Card by Citi review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
20.49% (Variable)
Interest Rate: Purchases
20.49% (Variable)
Balance Transfer
20.49% (Variable)
Balance Transfer
20.49% (Variable)
1 - 4% cashback
1 - 4% cashback
Signup Bonus
Signup Bonus

Informr score
The Costco Anywhere Visa® Card by Citi currently has an Informr score of 8.2 out of 10. This score is based on our evaluation of 40 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Costco Anywhere Visa® Card by Citi is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Not every Costco shopper will benefit from the Citi Costco Visa, but it's worth looking into . While not the most competitive store card on the market,  it could benefit Costco shoppers who also want bonus rewards on gas and travel.

- Samantha Holland, AwardWallet

The Costco Anywhere Visa excels as a card for Costco and gas purchases, though you’ll have to contend with an annual membership fee for Costco and only redeeming your cash back once a year.

- Kelly Dilworth,

Due to its dynamic rewards structure and the fact you have to be a Costco member to use the card's rewards, the Costco Anywhere Visa® Card by Citi is geared to people who shop at the warehouse stores and want to get the most from their purchases. That said, it's important to note that the card's 4%...

- Holly Johnson, Time

The Costco Anywhere Visa® Card, from our partner Citi, is a must-have for all Costco members. Not only do cardholders earn 4% cash back on eligible gas and EV charging purchases, but they also earn 3% cash back on restaurant and travel spending and 2% cash back on all other Costco in-store and onlin...

- Eric Rosenberg, SlickDeals
The Ascent
The Ascent

Hard to beat for Costco shoppers with the lucrative rewards program and no annual fee for members. The cash back rates on gas and EV charging are among the highest you'll find.

- Lyle Daly, The Ascent


Interest Rates
Regular APR Interest Rate 20.49% (Variable)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.49% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00


Sign up bonus No
All Purchases 1% cash back

Restaurants 3% cash back
Gas 4% cash back (on first $7000 spent)

On eligible gas and EV charging worldwide

Groceries No
Hotels No
Travel 3% cash back
Pharmacy No
Bills No
Additional Details

2% cash back on all other purchases from Costco and

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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