CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 24.99% (Variable)
Balance Transfer
1 - 2 Miles
Signup Bonus
65000 miles (after spending $4,000)

Informr score
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 19 sources including reviews from users and the web's most trusted critics.

Am I eligible?

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

One Mile at a Time

The Citi AAdvantage Business Card offers an excellent welcome bonus with an annual fee that’s waived for the first year. 70,000 miles is a huge bonus, and is a great reason to pick up this card and see how it works out for your small business. The card also offers perks like a first checked bag free...

- Ben, One Mile at a Time

The could be a good card to consider if you fly American Airlines more than other airlines. The card makes it easy to earn miles toward free flights and the companion certificate is likely the biggest attraction. If you want to save money on business travel. You may want to check out other business...

- Rebecca Lake, MyBankTracker

The card’s overall rewards rate is fairly competitive, when matched up against some of the best small-business credit cards. All of the card’s value, however, is tied up with the airline its affiliated with. If you or your employees do not travel with AA at least a couple of times each year then thi...

- Joe Resendiz, ValuePenguin

It makes sense to have the CitiBusiness AAdvantage Platinum Select World Mastercard if you fly American Airlines regularly and are especially loyal. If that’s not the case, the card’s rewards are likely too inflexible for your needs, and its perks may end up being useless.

- Ben Luthi, Cardcruncher

This card is ideal for the price-conscious business owner who doesn't want to pay a high annual fee for a credit card but still wants ample travel perks any time you take an American Airlines flight. You do, however, have to be OK with those perks coming only on one airline — although you can earn A...

- Christy Rakoczy, FinanceBuzz


Interest Rates
Regular APR Interest Rate 15.99% ‐ 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00

Waived on the first year.

Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 65000 miles after spending $4,000

On purchases within the first 4 months

All Purchases 1 mile for $1 spent
Restaurants No
Gas 2 miles for $1 spent
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible American Airlines purchases and car rental merchants

Pharmacy No
Bills No
Additional Details
  • 2 miles for $1 spent on purchases at telecommunications merchants, cable and satellite providers.
  • Earn an American Airlines Companion Certificate each year of cardmembership in which you spend $30,000 or more in purchases and renew your cardmembership.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Virtual Cards Yes
Additional Benefits
  • First checked bag is free
  • Preferred boarding on American Airlines domestic flights.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card.
  • Receive a 25% savings on eligible in–flight food and beverage purchases when you use your card on American Airlines flights.
  • Personal Business Assistant
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments Other Names (AKA): CitiBusiness / AAdvantage Platinum Select World MasterCard

Terms & Conditions Official Terms & Conditions
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