CitiBusiness / AAdvantage Platinum Select World MasterCard review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
17.99% ‐ 25.99%
Balance Transfer
-
Rewards
1 - 2 Miles
Signup Bonus
70000 miles (after spending $4,000)


8.3/10
Informr score
The CitiBusiness / AAdvantage Platinum Select World MasterCard currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 12 sources including reviews from users and the web's most trusted critics.

Am I eligible?


CitiBusiness / AAdvantage Platinum Select World MasterCard is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Points Guy

There is a lot to love about this card, whether or not you frequently fly American. The current sign-up bonus alone makes it a worthy card, in my opinion. You’re not getting some of the luxury benefits that some top-tier business cards offer, but that’s to be expected with a $99 annual fee.

- Madison Blancaflor, The Points Guy
CreditCards.com

Though there are far better airline cards for business owners, frequent flyers of American Airlines will find plenty of value in the CitiBusiness / AAdvantage Platinum Select World Mastercard to justify the card’s high annual fee.

- Andy Shuman, CreditCards.com
One Mile at a Time

The current welcome bonus on the CitiBusiness AAdvantage Platinum Card is the best I ever recall seeing, and if you’re eligible, I highly recommend applying. This is a card I applied for myself, and that I look forward to getting a lot of value out of.

- Lucky, One Mile at a Time
ValuePenguin

The card’s overall rewards rate is fairly competitive, when matched up against some of the best small-business credit cards. All of the card’s value, however, is tied up with the airline its affiliated with. If you or your employees do not travel with AA at least a couple of times each year then thi...

- Robert Harrow, ValuePenguin
Get.com

If you run a business and travel regularly for work (especially on American Airlines), you will make the most of the CitiBusiness / AAdvantage Platinum Select World Mastercard as it rewards you with AAdvantage miles when you make purchases on this card. The most attractive incentive that's offered t...

- Ivan Daniel, Get.com

Details


Interest Rates
Regular APR Interest Rate 17.99% ‐ 25.99%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 22.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00

Waived on the first year.

Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus 70000 miles after spending $4,000

On purchases within the first 4 months

Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas 2 miles for $1 spent
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible American Airlines purchases and car rental merchants

Pharmacy No
Bills No
Additional Details
  • 2 miles for $1 spent on purchases at telecommunications merchants, cable and satellite providers.
  • Earn an American Airlines Companion Certificate each year of cardmembership in which you spend $30,000 or more in purchases and renew your cardmembership.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay
Additional Benefits
  • First checked bag is free
  • Preferred boarding on American Airlines domestic flights.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card.
  • Receive a 25% savings on eligible in–flight food and beverage purchases when you use your card on American Airlines flights.
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with CitiBusiness / AAdvantage Platinum Select World MasterCard

Rate It:

Critic Reviews


The Points Guy

Offers some solid perks for loyal AA customers

from The Points Guy

There is a lot to love about this card, whether or not you frequently fly American. The current sign-up bonus alone makes it a worthy card, in my opinion. You’re not getting some of the luxury benefits that some top-tier business cards offer, but that’s to be expected with a $99 annual fee.

Read full review

There is a lot to love about this card, whether or not you frequently fly American. The current sign-up bonus alone makes it a worthy card, in my opinion. You’re not getting some of the luxury benefits that some top-tier business cards offer, but that’s to be expected with a $99 annual fee.

Read full review

Less

CreditCards.com

Still a great avenue for collecting miles

from CreditCards.com

Though there are far better airline cards for business owners, frequent flyers of American Airlines will find plenty of value in the CitiBusiness / AAdvantage Platinum Select World Mastercard to justify the card’s high annual fee.

Read full review

Though there are far better airline cards for business owners, frequent flyers of American Airlines will find plenty of value in the CitiBusiness / AAdvantage Platinum Select World Mastercard to justify the card’s high annual fee.

Read full review

Less

One Mile at a Time

Exceptional bonus

from One Mile at a Time

The current welcome bonus on the CitiBusiness AAdvantage Platinum Card is the best I ever recall seeing, and if you’re eligible, I highly recommend applying. This is a card I applied for myself, and that I look forward to getting a lot of value out of.

Read full review

The current welcome bonus on the CitiBusiness AAdvantage Platinum Card is the best I ever recall seeing, and if you’re eligible, I highly recommend applying. This is a card I applied for myself, and that I look forward to getting a lot of value out of.

Read full review

Less

ValuePenguin

Designed for small businesses that travel a lot with American Airlines

from ValuePenguin

The card’s overall rewards rate is fairly competitive, when matched up against some of the best small-business credit cards. All of the card’s value, however, is tied up with the airline its affiliated with. If you or your employees do not travel with AA at least a couple of times each year then this card is worthless.

Read full review

The card’s overall rewards rate is fairly competitive, when matched up against some of the best small-business credit cards. All of the card’s value, however, is tied up with the airline its affiliated with. If you or your employees do not travel with AA at least a couple of times each year then this card is worthless.

Read full review

Less

Get.com

Great card to earn AAdvantage miles

from Get.com

If you run a business and travel regularly for work (especially on American Airlines), you will make the most of the CitiBusiness / AAdvantage Platinum Select World Mastercard as it rewards you with AAdvantage miles when you make purchases on this card. The most attractive incentive that's offere...More

If you run a business and travel regularly for work (especially on American Airlines), you will make the most of the CitiBusiness / AAdvantage Platinum Select World Mastercard as it rewards you with AAdvantage miles when you make purchases on this card. The most attractive incentive that's offered to new cardmembers is that by only spending $3,000 in purchases on this card within the first 3 months of account opening you earn 60,000 American Airlines AAdvantage bonus miles (limited time offer).

Read full review

Less

Finder

There’s tremendous value in this card for frequent American Airlines flyers and business owners

The CitiBusiness/AAdvantage Platinum Select World Mastercard is quite the ally for loyal American Airlines flyers, with point advantages and perks for American Airlines flights.

Read full review

The CitiBusiness/AAdvantage Platinum Select World Mastercard is quite the ally for loyal American Airlines flyers, with point advantages and perks for American Airlines flights.

Read full review

Less

Credit Cards Explained

Combines standard rewards of a travel card with the added perks of a business card

from Credit Cards Explained

CitiBusiness / AAdvantage Platinum Select World Mastercard is primarily designed for business owners who travel frequently and need a card that rewards them for that. Like many airline-specific cards, it’s best for those who use American Airlines exclusively.

Read full review

CitiBusiness / AAdvantage Platinum Select World Mastercard is primarily designed for business owners who travel frequently and need a card that rewards them for that. Like many airline-specific cards, it’s best for those who use American Airlines exclusively.

Read full review

Less

Wise Bread

For business travelers

from Wise Bread

Best for small business owners whose purchases fall within the double miles categories. It is also a great card for those who will spend at least $30,000 per year with the card in order to qualify for the companion certificate, and fly with American Airlines frequently enough to benefit from the valuable travel perks.

Read full review

Best for small business owners whose purchases fall within the double miles categories. It is also a great card for those who will spend at least $30,000 per year with the card in order to qualify for the companion certificate, and fly with American Airlines frequently enough to benefit from the valuable travel perks.

Read full review

Less

Bankrate

A decent choice for business owners who travel frequently

from Bankrate

The CitiBusiness / AAdvantage Platinum Select World Mastercard is the only business travel rewards card offered by Citi and American Airlines. For the devoted American Airlines flier, this is a card worth considering — especially since you can test drive it for a year without paying the $95 annual fee.

Read full review

The CitiBusiness / AAdvantage Platinum Select World Mastercard is the only business travel rewards card offered by Citi and American Airlines. For the devoted American Airlines flier, this is a card worth considering — especially since you can test drive it for a year without paying the $95 annual fee.

Read full review

Less

CardsBull

A great option for businesspeople who regularly travel for work

A good credit card for small business owners. Nevertheless, it does not offer any special benefits that can help you run your business more efficiently, except for account summaries, which only allow you to monitor your credit.

Read full review

A good credit card for small business owners. Nevertheless, it does not offer any special benefits that can help you run your business more efficiently, except for account summaries, which only allow you to monitor your credit.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.