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Citi® / AAdvantage Business™ World Elite Mastercard® review

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Advertiser Disclosure

Annual Fee
$99.00
Interest Rate: Purchases
21.24% ‐ 29.99% (Variable)
Interest Rate: Purchases
21.24% ‐ 29.99% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
1 - 2 Miles
Rewards
1 - 2 Miles
Signup Bonus
75000 miles (after spending $5,000)
Signup Bonus
75000 miles (after spending $5,000)


8/10
Informr score
The Citi® / AAdvantage Business™ World Elite Mastercard® currently has an Informr score of 8 out of 10. This score is based on our evaluation of 25 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Citi® / AAdvantage Business™ World Elite Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time
One Mile at a Time

The Citi AAdvantage Business Card is offering an excellent limited time welcome bonus with an annual fee that’s waived for the first year. 75,000 miles is an awesome bonus, and is a great reason to pick up this card and see how it works out for your small business. The card also offers perks like a...

- Ben Schlappig, One Mile at a Time
The Points Guy
The Points Guy

If you're a frequent American Airlines flyer, you'll enjoy the CitiBusiness AAdvantage benefits and the opportunity to earn elite status through credit card spending. However, its earning rates are far from impressive, and it's devoid of the travel protections that come automatically with many other...

- Benet Wilson, Danyal Ahmed, The Points Guy
MoneyGeek
MoneyGeek

The rewards offered by the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® are best suited for frequent travelers who often fly with American Airlines or their Oneworld partners.

- Brett Holzhauer, MoneyGeek
CardRatings.com
CardRatings.com

If you love to travel, and you're a fan of American Airlines, this is definitely a credit card to consider. If you'd rather take the train or are a homebody, you're probably better off finding a different credit card. For travelers, though, there's no doubt about it. For every dollar you spend at ga...

- Brooklyn Lowery, CardRatings.com
FinanceBuzz
FinanceBuzz

If you're a business owner who routinely travels on American Airlines, it may be time to sign up for the CitiBusiness / AAdvantage Platinum Select Mastercard. This card is ideal for the price-conscious business owner who doesn't want to pay a high annual fee for a credit card but still wants ample t...

- Christy Rakoczy, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 21.24% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00

Waived on the first year.

Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus 75000 miles after spending $5,000

On purchases within the first 5 months

Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas 2 miles for $1 spent
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible American Airlines purchases and car rental merchants

Pharmacy No
Bills No
Additional Details
  • 2 miles for $1 spent on purchases at telecommunications merchants, cable and satellite providers.
  • Earn an American Airlines Companion Certificate each year of cardmembership in which you spend $30,000 or more in purchases and renew your cardmembership.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • First checked bag is free
  • Preferred boarding on American Airlines domestic flights.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card.
  • Receive a 25% savings on eligible in–flight food and beverage purchases when you use your card on American Airlines flights.
  • Personal Business Assistant
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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