The Citi® Secured Mastercard® is a good choice for anyone with a limited (or no) credit history. That’s because it includes 3-bureau reporting, so positive actions like paying your bill on time each month will be reported to all 3 credit bureaus and quickly build up your credit history. You...More
The Citi® Secured Mastercard® is a good choice for anyone with a limited (or no) credit history. That’s because it includes 3-bureau reporting, so positive actions like paying your bill on time each month will be reported to all 3 credit bureaus and quickly build up your credit history. You’ll also have access to a variety of tools to help you stay on top of your payments, like AutoPay, Online Bill Pay, account alerts and access to a free FICO® credit score (updated monthly).
A good starter card for those who are new to credit, the Citi Secured Mastercard allows cardholders to jumpstart their credit history without committing to a high annual fee.
The Citi® Secured Mastercard® is a strong choice of secured card for most people. With no annual fee and a clear path toward an unsecured credit card, the Citi® Secured Mastercard® is one of the best secured credit cards on the market.
The Citi Secured Mastercard is a decent option if you’re trying to build your credit from scratch. But since the card has no rewards, it’s best to shop around before applying.Read full review
The Citi Secured MasterCard is a simple card for people who have poor credit. It doesn’t come with a lot of extras, but it’s a solid card. If you have poor credit, it’s a good way to start rebuilding your credit score.
The only reason to get the Citi Secured Mastercard is to improve your credit. If you have bad or limited credit, you’ll have a hard time qualifying for most credit cards, especially those with rewards programs.
The Citi Secured Mastercard offers those with thin credit a low-risk way to build their credit over time. But it lacks some benefits offered by other secured credit cards, that aren’t valuable options for those who qualify for rewards cards.
This secured credit card is a great choice due to its no annual fee, $200 minimum deposit, and its reporting of your credit activity to all three major credit bureaus.
This card is best for those who are in the process of building a positive credit rating, are diligent in paying balances in full each month, and will use the card primarily for domestic purchases. There are limited fees, and you can start out with a deposit as low as $200.
All in all, the Citi Secured MasterCard is a solid secured credit card. Its APR rates and fees are pretty standard as far as secured credit cards go. The lack of an annual fee is a plus, however, since not all secured cards have that feature.