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The Citi® Secured Mastercard® currently has an Informr score of 7.7 out of 10.
This score is based on our evaluation of 21
sources including reviews from users and the web's most trusted critics.
Am I eligible?
Citi® Secured Mastercard® is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Provide a minimum security deposit of $200.
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
The Citi Secured Mastercard is a good card if you don’t qualify for most types of credit cards because your credit history is too new or your credit score is below average. This card requires little-to-no credit history for approval, so it’s a viable option if you still want a credit card to help bu...
- Ben Walker, FinanceBuzz
The Citi Secured Mastercard is Citi’s solution for poor or non-existent credit. It offers few benefits and no rewards, but the main point is to get your credit in shape so you can apply for stronger credit cards that have more extensive features.
- Brendan Harkness, Credit Card Insider
Citi® Secured Mastercard® is a good choice for people who are trying to build up their credit so that they can have access to unsecured cards and other loans. There are no rewards or sign up bonuses, but if you always pay on time and don’t carry a balance, it’s an inexpensive card to own, and you ca...
- Valerie Fulton, The Simple Dollar
The Citi® Secured Mastercard® is a strong choice of secured card for most people. With no annual fee and a clear path toward an unsecured credit card, the Citi® Secured Mastercard® is one of the best secured credit cards on the market.
- TJ Porter, Cardcruncher
The ongoing APR of 24.74%* (Variable) is relatively low compared to other cards secured cards. Consumers have to start somewhere with building credit, and the Citi Secured Mastercard is a great option because it does not have an annual fee.
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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