Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Stella Shon, MoneyUnder30For those who are searching for a reliable credit card, the Citi® Double Cash Card is one of the best cash back options available. Simple and affordable, you’ll have no trouble racking up cash-back rewards thanks to its effortless 2% earning rate.
- Claire Dickey, Garrett Yarbrough, BankrateThe Citi Double Cash is a great choice for those looking for an everyday credit card that earns a solid cash back rate on each purchase, with no rotating categories or cash back calendars to keep up with. Those who are in the market for a balance transfer credit card can also benefit greatly from th...
- Ziggy, Traveling For MilesThe Citi® Double Cash Card has always been a strong cash back card, but ever since Citi started to allow the cash back that it earns to be converted to ThankYou points it has been one of the best cash back cards on the market. On its own, it’s a great card to hold but when held alongside the Citi Pr...
- CardcruncherRewards cards can be confusing, but the not the Citi Double Cash card. You'll earn 1% cash back on every purchase, and another 1% when you pay it off. While other cards might earn more in specific categories, the Citi Double Cash's beauty is in its simplicity. There's no signing up for quarterly bon...
- Jarrod West, Upgraded PointsThe card is a great beginner card for those looking to get started in the credit card points world. Thanks to its uncapped 2% ThankYou Points per $1 on all purchases, flexible redemptions, and no annual fee, it makes a great addition to your wallet.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.74% ‐ 27.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.74% ‐ 27.74% (Variable) (0% for the first 18 months)
|
| Cash Advance Interest Rate |
28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% of each transaction in U.S. dollars. |
| Over Limit Fee |
$0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
1% cash back Additional 1% cash back as you pay for those purchases. |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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