Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Lindsay Frankel, FinanceBuzzThe Choice Privileges® Visa Signature® Card is a great option for anyone who travels frequently and likes to stay at hotels in the Choice Hotels family of brands. These include hotel brands like Ascend, Cambria, Comfort, Quality Inn, EconoLodge, and more. With a $0 annual fee, this card is a no-brai...
- Toni Perkins-Southam, Dia Adams, ForbesThe Choice Privileges Visa Signature card is an excellent option for those already staying at Choice properties. The elevated earning rate when using your card at eligible properties is an easy way to maximize your dollars with Choice. Even if you don’t usually pay for stays at Choice hotels, the we...
- BankrateThe Choice Privileges Card is a great choice if you travel frequently and stay in Choice Hotels. Choice Hotels offers over 7,000 hotel options all over the world, making finding a great hotel in your destination city easy. However, if you’d like to have the option to stay elsewhere and still earn re...
- Miranda Marquit, InvestopediaFor loyal Choice Hotels customers, this card can help earn award nights faster, with 5 points for each $1 spent at Choice properties. However, this card doesn't offer much in the way of perks and rewards beyond Choice Hotels. While it's possible to transfer points to partners, there isn't a 1:1 tran...
- Alex Miller, Upgraded PointsThe card allows you to earn points for purchases and redeem them for rewards in the Choice Privileges program. Earn 15 points per dollar for stays at Choice Hotels as a Choice Privileges member and Choice credit card holder. Also, earn 5 points per dollar for purchasing Choice Hotels’ gift cards and...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.74% ‐ 27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.74% ‐ 27.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
32000 points after spending $1,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 2 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels |
15 points per $1 spent
|
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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