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Choice Privileges® Visa Signature® Card

Choice Privileges® Visa Signature® Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
15.99% ‐ 25.24% (Variable)
Interest Rate: Purchases
15.99% ‐ 25.24% (Variable)
Balance Transfer
15.99% ‐ 25.24% (Variable) (0% for the first 15 months)
Balance Transfer
15.99% ‐ 25.24% (Variable) (0% for the first 15 months)
Rewards
2 - 15 points
Rewards
2 - 15 points
Signup Bonus
32000 points (after spending $1,000)
Signup Bonus
32000 points (after spending $1,000)


7/10
Informr score
The Choice Privileges® Visa Signature® Card currently has an Informr score of 7 out of 10. This score is based on our evaluation of 11 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Choice Privileges® Visa Signature® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Forbes
Forbes

Choice offers its members an already great earning rate of 10 Choice points per dollar spent at its properties. Add in the Choice Privileges Visa Signature card and you can earn 5 points per dollar spent at eligible Choice Hotels, including the purchase of Choice Privileges® points and Choice Hotels...

- Toni Perkins-Southam, Dia Adams, Forbes
The Balance
The Balance

Offers a decent blend of rewards and perks for a hotel card without an annual fee. There are better general-purpose travel rewards cards out there, but if you tend to stick to Choice hotel brands such as Comfort and EconoLodge, and you don’t travel very often, this may be a great choice for you.

- Lindsay Vansomeren, Eric Estevez, The Balance
FinanceBuzz
FinanceBuzz

The Choice Privileges® Visa Signature® Card is a great option for anyone who travels frequently and likes to stay at hotels in the Choice Hotels family of brands. These include hotel brands like Ascend, Cambria, Comfort, Quality Inn, EconoLodge, and more. With a $0 annual fee, this card is a no-brai...

- Lindsay Frankel, FinanceBuzz
CreditCards.com
CreditCards.com

A good choice for cardholders who want an easy way to earn free travel, but don’t want to pay an annual fee, the Choice Privileges Visa Signature card offers a large enough sign-up bonus to fund several nights at a budget-friendly Choice hotel, such as Comfort Inn, and an above average rewards rate...

- Kelly Dilworth, CreditCards.com
Money Crashers
Money Crashers

An ideal means for regular Choice Hotels guests to juice the Choice Privileges points they earn on paid stays and other eligible purchases. Thanks to its long 0% APR introductory balance transfer promotion, it’s even more attractive for Choice Hotels loyalists who’ve racked up high-interest credit c...

- Brian Martucci, Money Crashers

Details


Interest Rates
Regular APR Interest Rate 15.99% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% ‐ 25.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 32000 points after spending $1,000

On purchases within the first 3 months

Rewards
All Purchases 2 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 15 points per $1 spent
  • At eligible Choice Privileges locations with your Choice Privileges Visa Signature Card and Choice Privileges membership
  • 5 points per $1 spent on eligible purchase of Choice Privileges points or Choice Hotels gift card purchases


Travel No
Pharmacy No
Bills No
Additional Details
  • Earn 8,000 anniversary bonus points every year you spend $10,000 or more on purchases with your card by your account anniversary date.
  • Get a 10% Points Bonus every time you purchase a stay with Choice Hotels
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Enjoy Elite Gold status every time upon approval for the Choice Privileges Visa Card
  • Members get exclusive rates when booking direct on ChoiceHotels.com or on the mobile app.
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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