Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.
NOTE: This credit card may no longer be available for new customers. See the latest credit cards here.
Choice Privileges® Visa Signature® Card

Choice Privileges® Visa Signature® Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
18.74% ‐ 27.99% (Variable)
Interest Rate: Purchases
18.74% ‐ 27.99% (Variable)
Balance Transfer
18.74% ‐ 27.99% (Variable) (0% for the first 15 months)
Balance Transfer
18.74% ‐ 27.99% (Variable) (0% for the first 15 months)
2 - 15 points
2 - 15 points
Signup Bonus
32000 points (after spending $1,000)
Signup Bonus
32000 points (after spending $1,000)

Informr score
The Choice Privileges® Visa Signature® Card currently has an Informr score of 7 out of 10. This score is based on our evaluation of 15 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Choice Privileges® Visa Signature® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Choice Privileges® Visa Signature® Card is a great option for anyone who travels frequently and likes to stay at hotels in the Choice Hotels family of brands. These include hotel brands like Ascend, Cambria, Comfort, Quality Inn, EconoLodge, and more. With a $0 annual fee, this card is a no-brai...

- Lindsay Frankel, FinanceBuzz

The Choice Privileges Visa Signature card is an excellent option for those already staying at Choice properties. The elevated earning rate when using your card at eligible properties is an easy way to maximize your dollars with Choice. Even if you don’t usually pay for stays at Choice hotels, the we...

- Toni Perkins-Southam, Dia Adams, Forbes

The Choice Privileges Card is a great choice if you travel frequently and stay in Choice Hotels. Choice Hotels offers over 7,000 hotel options all over the world, making finding a great hotel in your destination city easy. However, if you’d like to have the option to stay elsewhere and still earn re...

- Bankrate

For loyal Choice Hotels customers, this card can help earn award nights faster, with 5 points for each $1 spent at Choice properties. However, this card doesn't offer much in the way of perks and rewards beyond Choice Hotels. While it's possible to transfer points to partners, there isn't a 1:1 tran...

- Miranda Marquit, Investopedia
Upgraded Points
Upgraded Points

The card allows you to earn points for purchases and redeem them for rewards in the Choice Privileges program. Earn 15 points per dollar for stays at Choice Hotels as a Choice Privileges member and Choice credit card holder. Also, earn 5 points per dollar for purchasing Choice Hotels’ gift cards and...

- Alex Miller, Upgraded Points


Interest Rates
Regular APR Interest Rate 18.74% ‐ 27.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.74% ‐ 27.99% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 32000 points after spending $1,000

On purchases within the first 3 months

All Purchases 2 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 15 points per $1 spent
  • At eligible Choice Privileges locations with your Choice Privileges Visa Signature Card and Choice Privileges membership
  • 5 points per $1 spent on eligible purchase of Choice Privileges points or Choice Hotels gift card purchases

Travel No
Pharmacy No
Bills No
Additional Details
  • Earn 8,000 anniversary bonus points every year you spend $10,000 or more on purchases with your card by your account anniversary date.
  • Get a 10% Points Bonus every time you purchase a stay with Choice Hotels
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Enjoy Elite Gold status every time upon approval for the Choice Privileges Visa Card
  • Members get exclusive rates when booking direct on or on the mobile app.
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Choice Privileges® Visa Signature® Card

Rate It: