Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Holly D. Johnson, BankrateThe Chase Freedom Student credit card is a solid starter card for students who want to earn cash back rewards and build their credit. While there’s a ton to love about this card for new cardholders, there are other options with lower barriers to entry and higher earning potential.
- Rebecca Lake, MyBankTrackerThis Chase Freedom Student Credit Card review offers an overview of the card's best features. The card is designed for students who are ready to work on building credit while getting rewarded for their purchases. In terms of rewards, the 1% cash back you can earn is similar to what other student car...
- Brian Martucci, Money CrashersWere I in the market for a new student credit card, I’d probably pass over the Chase Freedom® Student credit card in favor of one of its Capital One competitors (SavorOne Student, if I had to pick). I like cash back, and Freedom Student just isn’t generous enough on that front. But Freedom Student h...
- Brooklyn Lowery, CardRatings.comChase Freedom® Student credit card is a good starter card for students who are beginning to establish their credit history, particluarly if they have an interest in developing a relationship with Chase and a starter bank of Ultimate Rewards® points. Though some of the rewards are not as high are oth...
- Kevin Payne, ValuePenguinThe Chase Freedom® Student credit card is a solid option for any student looking for a starter credit card or interested in building credit. While you're rewarded for card purchases with the Chase card, you can probably maximize your rewards earning better with other top student credit cards.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$50 Bonus earned after first purchase made within the first 3 months from account opening. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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