Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateThe flagship Chase business card stands apart from the crowd by offering a chart-topping sign-up bonus, access to the Ultimate Rewards program and rich travel and shopping protections. It could be a prime travel rewards card for business owners who take advantage of its bonus categories’ high annual...
- Alene Laney, MoneyGeekThe Ink Business Preferred credit card is best for small business owners who can leverage their regular business expenses to earn travel rewards. More specifically, consider the card if your business can spend at least $15,000 in the first three months to earn the sign-up bonus and if you foresee si...
- Your Mileage May VaryThe Chase Ink Business Preferred is a great card to get for its AMAZING sign-up bonus and to keep for the benefits and bonus categories. If you’re a business that does anything online, earning 3x points on cable, cell phone, and internet advertising is a large amount of your spending. Earning 3x on...
- Brooklyn Lowery, CardRatings.comEven though this card has a modest annual fee, the large signup bonus more than helps make up for that expense during the first year, and the high ongoing rewards help to offset it moving forward. Since bonus rewards are focused on travel and business expenses, this is an ideal card for any business...
- Ben Schlappig, One Mile at a TimeThe Chase Ink Business Preferred Card is the single most well-rounded business credit card out there, in my opinion. The card offers a massive welcome bonus, incredible 3x points categories for common spending categories for businesses, and amazing protection, ranging from rental car damage to cell...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.24% ‐ 25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.24% ‐ 25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
100000 points after spending $15,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
3 points per $1 spent (on first $150000 spent) In combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. |
| Pharmacy | No |
| Bills |
3 points per $1 spent (on first $150000 spent) In combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. |
| Additional Details |
Points are worth 25% more when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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