Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Paul Soucy, Melissa Lambarena, NerdWalletA big sign-up bonus, high ongoing rewards in common business spending categories and an array of perks make this card well worth the annual fee.
- Dan Miller, Points with a CrewIf you are a small business owner, this card could serve your business well! If you are already collecting Chase Ultimate Rewards, you can combine them with your other Ultimate Rewards, possibly making them even more valuable. Although the welcome offer requires a significant amount of spending, it...
- Brooklyn Lowery, CardRatings.comEven though this card has a modest annual fee, the large signup bonus more than helps make up for that expense during the first year, and the high ongoing rewards help to offset it moving forward. Since bonus rewards are focused on travel and business expenses, this is an ideal card for any business...
- Robin Saks Frankel, Becky Pokora, ForbesThe $95 annual fee Chase Ink Business Preferred® Credit Card serves up higher-than-average rewards in many categories of typical business spending. Top it off with a sweet welcome bonus, sprinkle in perks like travel and purchase protections and the ability to transfer points to hotel and airline pa...
- Garrett Yarbrough, BankrateThis flagship Chase business card stands apart from the crowd by offering a chart-topping sign-up bonus, access to the Chase Ultimate Rewards program and top-tier travel and shopping protections. However, business owners with smaller budgets may have a hard time justifying the annual fee and special...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.24% ‐ 26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.24% ‐ 26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
100000 points after spending $8,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
3 points per $1 spent (on first $150000 spent) In combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. |
| Pharmacy | No |
| Bills |
3 points per $1 spent (on first $150000 spent) In combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. |
| Additional Details |
Points are worth 25% more when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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