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Ink Business Cash℠ credit card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
13.99% ‐ 19.99% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
13.99% ‐ 19.99% (Variable) (0% for the first 12 months)
Balance Transfer
13.99% ‐ 19.99% (Variable)
Balance Transfer
13.99% ‐ 19.99% (Variable)
1 - 5% cashback
1 - 5% cashback
Signup Bonus
$750 after spending $7,500
Signup Bonus
$750 after spending $7,500

Informr score
The Ink Business Cash℠ credit card currently has an Informr score of 8.9 out of 10. This score is based on our evaluation of 46 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Ink Business Cash℠ credit card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Ink Business Cash® Credit Card is a good credit card that’s worthwhile for a business owner with a good credit score whose biggest expense categories include office supply stores, gas stations and restaurants, along with internet, cable and phone services. Chase Ink Cash gives bonus rewards in t...

- John S Kiernan, WalletHub
Fit Small Business
Fit Small Business

The Chase Ink Business Cash® card charges no annual fee and is an ideal financing solution for office-based businesses that spend up to $25,000 on combined purchases at office supplies stores. It’s also an excellent option for those that need employee cards at no additional cost.

- Tricia Tetreault, Fit Small Business

Even if your business isn’t officially registered as an LLC or a corporation, a business credit card might still benefit you. Sole proprietors, like freelancers and more, should still separate personal and business expenses for tax purposes. A business credit card can also help you earn rewards for...

- Michelle Black, SlickDeals

The Chase Ink Business Cash Credit Card could be a solid choice if your business typically spends at least $50,000 each year on office supplies, internet, cable and phone services, restaurants and dining. You could earn a tidy chunk of cash back rewards by maxing out the spending limit. Since there’...

- Rebecca Lake, MyBankTracker

If your spending habits line up with the Chase Ink Business Cash card’s bonus categories, it could be a very rewarding and flexible business rewards card.

- Garrett Yarbrough, Nouri Zarrugh, Clair, Bankrate


Interest Rates
Regular APR Interest Rate 13.99% ‐ 19.99% (Variable) (0% for the first 12 months)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.99% ‐ 19.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.74% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $750 after spending $7,500

On purchases within the first 3 months.

All Purchases 1% cash back
Restaurants 2% cash back (on first $25000 spent)

In combined purchases at gas stations and restaurants.

Gas 2% cash back (on first $25000 spent)

In combined purchases at gas stations and restaurants.

Groceries No
Hotels No
Travel No
Pharmacy No
Bills 5% cash back (on first $25000 spent)

In combined purchases at office supply stores and on internet, cable and phone services.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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