Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- John S Kiernan, WalletHubThe Ink Business Cash® Credit Card is a good credit card that’s worthwhile for a business owner with a good credit score whose biggest expense categories include office supply stores, gas stations and restaurants, along with internet, cable and phone services. Chase Ink Cash gives bonus rewards in t...
- Tricia Tetreault, Fit Small BusinessThe Chase Ink Business Cash® card charges no annual fee and is an ideal financing solution for office-based businesses that spend up to $25,000 on combined purchases at office supplies stores. It’s also an excellent option for those that need employee cards at no additional cost.
- Michelle Black, SlickDealsEven if your business isn’t officially registered as an LLC or a corporation, a business credit card might still benefit you. Sole proprietors, like freelancers and more, should still separate personal and business expenses for tax purposes. A business credit card can also help you earn rewards for...
- Rebecca Lake, MyBankTrackerThe Chase Ink Business Cash Credit Card could be a solid choice if your business typically spends at least $50,000 each year on office supplies, internet, cable and phone services, restaurants and dining. You could earn a tidy chunk of cash back rewards by maxing out the spending limit. Since there’...
- Garrett Yarbrough, Nouri Zarrugh, Clair, BankrateIf your spending habits line up with the Chase Ink Business Cash card’s bonus categories, it could be a very rewarding and flexible business rewards card.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 19.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.99% ‐ 19.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$750 after spending $7,500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants |
2% cash back (on first $25000 spent) In combined purchases at gas stations and restaurants. |
| Gas |
2% cash back (on first $25000 spent) In combined purchases at gas stations and restaurants. |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills |
5% cash back (on first $25000 spent) In combined purchases at office supply stores and on internet, cable and phone services. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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