Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Claire Dickey, BankrateIt’s clear the Ink Business Cash Credit Card is best suited for small businesses with significant office supplies and telecom service expenses. It comes with a huge welcome bonus, and the introductory APR period will be handy for those with irregular cash flows or who need to pay off large purchases...
- Ben Schlappig, One Mile at a TimeThe Chase Ink Business Cash is an incredible business credit card. It has no annual fee, some phenomenal bonus categories, valuable perks like rental car protection, and a huge, best-ever welcome bonus of 90K points. If you’re eligible for the card then I’d highly recommend applying, especially if y...
- Katie Genter, The Points GuyIf you’re a small-business owner — or even if you do some contract or freelance work on the side — the Ink Business Cash Card could be a nice fit in your wallet. The combination of simplicity and the potential for elevated redemptions make the Ink Business Cash Card a good choice if you’re looking f...
- Christy Rakoczy, FinanceBuzzThe Ink Business Cash Credit Card can be an ideal choice if the bulk of your business spending is on office supply stores and internet, cable, or phone services (up to $25,000 combined annually) — categories that offer 5% cash back. If you want a no-hassle card, this is also a great option. The rewa...
- Jarrod West, Upgraded PointsThe Ink Business Cash® Credit Card has a lot going for it that makes it a compelling choice for small business owners. The card features a very lucrative 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.24% ‐ 22.24% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.24% ‐ 22.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$900 after spending $6,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants |
2% cash back (on first $25000 spent) In combined purchases at gas stations and restaurants. |
| Gas |
2% cash back (on first $25000 spent) In combined purchases at gas stations and restaurants. |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills |
5% cash back (on first $25000 spent) In combined purchases at office supply stores and on internet, cable and phone services. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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