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Ink Business Cash℠ credit card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.24% ‐ 22.24% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
16.24% ‐ 22.24% (Variable) (0% for the first 12 months)
Balance Transfer
16.24% ‐ 22.24% (Variable)
Balance Transfer
16.24% ‐ 22.24% (Variable)
Rewards
1 - 5% cashback
Rewards
1 - 5% cashback
Signup Bonus
$900 after spending $6,000
Signup Bonus
$900 after spending $6,000


9/10
Informr score
The Ink Business Cash℠ credit card currently has an Informr score of 9 out of 10. This score is based on our evaluation of 44 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Ink Business Cash℠ credit card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Bankrate
Bankrate

It’s clear the Ink Business Cash Credit Card is best suited for small businesses with significant office supplies and telecom service expenses. It comes with a huge welcome bonus, and the introductory APR period will be handy for those with irregular cash flows or who need to pay off large purchases...

- Claire Dickey, Bankrate
One Mile at a Time
One Mile at a Time

The Chase Ink Business Cash is an incredible business credit card. It has no annual fee, some phenomenal bonus categories, valuable perks like rental car protection, and a huge, best-ever welcome bonus of 90K points. If you’re eligible for the card then I’d highly recommend applying, especially if y...

- Ben Schlappig, One Mile at a Time
The Points Guy
The Points Guy

If you’re a small-business owner — or even if you do some contract or freelance work on the side — the Ink Business Cash Card could be a nice fit in your wallet. The combination of simplicity and the potential for elevated redemptions make the Ink Business Cash Card a good choice if you’re looking f...

- Katie Genter, The Points Guy
FinanceBuzz
FinanceBuzz

The Ink Business Cash Credit Card can be an ideal choice if the bulk of your business spending is on office supply stores and internet, cable, or phone services (up to $25,000 combined annually) — categories that offer 5% cash back. If you want a no-hassle card, this is also a great option. The rewa...

- Christy Rakoczy, FinanceBuzz
Upgraded Points
Upgraded Points

The Ink Business Cash® Credit Card has a lot going for it that makes it a compelling choice for small business owners. The card features a very lucrative 5% back on up to $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet, and cable TV services each...

- Jarrod West, Upgraded Points

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 22.24% (Variable) (0% for the first 12 months)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 22.24% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $900 after spending $6,000

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 2% cash back (on first $25000 spent)

In combined purchases at gas stations and restaurants.

Gas 2% cash back (on first $25000 spent)

In combined purchases at gas stations and restaurants.

Groceries No
Hotels No
Travel No
Pharmacy No
Bills 5% cash back (on first $25000 spent)

In combined purchases at office supply stores and on internet, cable and phone services.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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